San Diego, CA (PRWEB) December 03, 2013
Blue Loan Services is a California mortgage company that has strived to provide the best loan products, the lowest wholesale rates and closing costs, and the fastest and most professional loan experience to California home loan borrowers for many years. Headed by the father and son duo, Robert and Brandon Blue, the company and its experienced loan professionals are dedicated to serving their clients with the highest level of professionalism, courtesy and integrity. Recently, the mortgage company added VA specialized lenders to their line up in order to better accommodate their clients who have served, or are serving, in the U.S. Armed Forces. These new lenders will help to streamline their VA loan process, and make things easier and more hassle free for VA loan borrowers.
As U.S. Army veterans, themselves, both Robert and Brandon Blue are well experienced in the challenges that service members may encounter when applying for their VA loan benefits. As such, they are dedicated to providing both information and consultation for any one who is considering applying for a VA loan, in order to help avoid confusion and facilitate a fast and hassle free loan experience. The company website provides some of this information in a helpful question and answer format. BlueLoanServices.com first starts out by explaining the origins of the VA home loan program. It says:
“The VA Loan began in 1944 through the original Servicemen’s Readjustment Act, also known as the GI Bill of Rights. The GI Bill was signed into law by President Franklin D. Roosevelt and provided veterans with a federally guaranteed home with no down payment. This feature was designed to provide housing and assistance for veterans and their families, and the dream of home ownership became a reality for millions of veterans. VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home, which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fails to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment allowing you to obtain favorable financing terms.”
Blue Loan Services continues by answering the questions –
- Who is eligible for a VA Loan?
- What type of home can I buy with a VA loan?
- How do I apply for a VA guaranteed loan?
- I have already obtained one VA Loan. Can I get another one?
- What are the negatives of a VA Loan?
- What are the benefits of a VA Loan?
Once the borrower understands how these loans work they can call or email the company and talk to an experienced loan officer who will help them to work out the details and figure out if this loan option is the right one for them.
For more information on how Blue Loan Services can help California home loan borrowers get approved for their VA home purchase loan or refinance quickly, please visit BlueLoanServices.com or call 1-888-929-BLUE (2583) to speak with an experienced mortgage professional.
CA Dept of Real Estate -- Licensed Broker #01094374 NMLS #938365