The Top Instant Approval Credit Cards of 2014, Ranked by

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Here are the top instant approval credit cards on the market today., a leading authority on credit cards, announced the top instant approval credit cards of 2014., a leading authority on credit cards, announced the top instant approval credit cards of 2014. Instant approval credit cards are designed for consumers who want to get approved for a credit card quickly. With an instant approval card, customers can get instant online approval or an approval within 60 seconds to 10 minutes via email or phone call.

Credit Card Chaser experts weighed several factors in determining their ranking of the best instant approval credit cards, including approval times, introductory offers, rewards programs, balance transfer terms, customer reviews, and expert opinions. According to their findings, there are different criteria and eligibility requirements that must be met depending on your credit score.

If you are a consumer with good or excellent credit, here are some elite instant approval credit cards available to you:

American Express Premier Rewards Gold Card

The American Express Premier Rewards Gold Card is a credit card that gives applicants a 60 second or less approval, making it one of Credit Card Chaser’s top instant approval cards. In addition, this card is an excellent rewards card. With this elite card, cardholders earn 3x points for flights booked with airlines, 2x points at US gas stations and US supermarkets, and 1x points on other purchases. Members receive 25,000 Membership Rewards points after they spend $2000 on purchases in the first 3 months. There is no annual fee for the first year, then $175.

Starwood Preferred Guest Credit Card from American Express

Like the American Express Premier Rewards Gold Card, the Starwood Preferred Guest Credit Card from American Express gives approval in a minute or less for those with very good or excellent credit. Cardholders can earn free nights in over 1,100 hotels and resorts in nearly 100 countries with no blackout dates. Furthermore, cardholders can earn up to 25,000 bonus points: 10,000 after their first purchase and 15,000 after they spend $5000 within the first 6 months of cardmembership. There are no limits on the number of Starpoints users can earn, and there is no annual fee for the first year, followed by $65.

If you are a consumer who has little to no credit, here are some instant approval secured credit cards and prepaid cards available to you:

First Option Visa Card

The First Option Visa Card is a secured credit card designed for those with no credit history or a low credit score. This card offers guaranteed instant approval for applicants who provide their age, social security number, and residence. No credit check is run; however, cardholders must open a savings account and deposit at least $300. The credit limit on a member’s card will match the amount in his or her savings account, so the member will have a secured deposit.

AccountNow Prepaid MasterCard

Unlike the First Option Visa Card, the AccountNow Prepaid MasterCard is a prepaid debit card. This card offers instant guaranteed approval, as well as no credit checks or monthly fees. With this card, cardholders have easy online access and free direct deposit. These cards are accepted everywhere, and cardholders can even earn purchase rewards and cash bonuses when they refer a friend.

From high to no credit, these are the best instant approval cards for consumers today. For more information on instant approval credit cards, access Credit Card Chaser:

About Credit Card Chaser:

Credit Card Chaser is an authority credit card site that offers innovative comparison tools, reviews, calculators, and reports to help consumers find the best credit card for them.

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Alice Bryant
Credit Card Chaser
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