A credit card geared towards consumers with average credit can help cardholders build credit, while earning rewards and paying lower fees.
Seattle, WA (PRWEB) May 07, 2014
Today, CreditCardChaser.com, an authority on credit cards, announced the top credit cards for average credit. Consumers with average credit typically have a credit score ranging from 650-699. An average credit score puts them right on the fence when it comes to getting low interest rates and the best credit card offers. Luckily, a credit card geared towards consumers with average credit can help cardholders build credit, while earning rewards and paying lower fees.
In creating their ranking of the top credit cards for average credit, Credit Card Chaser experts weighed customer reviews, expert opinions, introductory offers, rewards programs, and annual fees. According to their findings, here are the top average credit credit cards:
The Barclaycard Rewards MasterCard - Average Credit is the perfect card for consumers with average credit. This card has no annual fee, and it reports to all 3 major credit bureaus each month to help cardholders rebuild their credit score. Users can earn 2 points for every dollar spent on gas, grocery, and utility purchases, and 1 point for every dollar spent everywhere else. There are no blackout dates, redemption fees, or limits on the points users can earn, and they can use the points they earn like cash to pay for almost any purchases made. Card members also receive complimentary FICO Scores as a benefit to active card members.
Like the Barclaycard Rewards MasterCard - Average Credit, the Discover it for Students card is an excellent card for average credit consumers. With this card, there are no annual fees, overlimit fees, or foreign transaction fees. Cardholders can earn 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1% cash back on all other purchases. There is a 0% intro APR on purchases for 6 months, and users have access to 100% U.S.-based customer service at any time.
The Discover it for Students with $20 Cashback Bonus rounds off CreditCardChaser’s list of the top credit cards for consumers with average credit. Like the Discover it card, users pay no annual fees, overlimit fees, or foreign transaction fees. Card members earn 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1% cash back on all other purchases. They can also earn a $20 Cashback Bonus when making the first purchase within the first 3 months of approval. Cardholders are also protected from identity theft with Discover’s purchase monitoring.
These are the top credit cards for average credit consumers. For more information regarding average credit, or other, credit cards, access Credit Card Chaser: http://www.creditcardchaser.com/.
About Credit Card Chaser:
Credit Card Chaser is an authority credit card site that offers innovative comparison tools, reviews, calculators, and reports to help consumers find the best credit card for them.