Seattle, WA (PRWEB) March 27, 2014
Today, Creditnet.com, an expert authority on credit cards, announced the best credit cards for college students. Although college students may have little to no credit, it is important for them to start building credit. With a credit card geared towards them, college students can easily get approved and start using credit. Many of these cards even offer special introductory offers and rewards that will specifically help college students, like cash back on books or groceries.
Creditnet experts used many factors to determine the best credit cards for college students, including approval rates, introductory offers, rewards programs, customer reviews, and expert opinions. According to their findings, these are the best credit cards for college students on the market today:
The Discover it for Students is an excellent card for college students. With this card, users do not have any annual fees or overlimit fees. Plus, there are no foreign transaction fees, making it the perfect card to use for studying abroad. Students earn 5% cash back on up to $1500 in rotating categories, which include things like groceries, gas, restaurants, and movies. They also earn 1% cash back on all other purchases. There is a 0% intro APR on purchases for 6 months, and cardholders are protected from unauthorized purchases with a $0 Fraud Liability Guarantee.
Like the Discover it card, with the Discover it for Students with $20 Cashback Bonus, cardholders pay no annual fees, overlimit fees, or foreign transaction fees. The only difference is that students can earn $20 cashback bonus when they make their first purchase within 3 months of approval. Users also earn 5% cash back on up to $1500 in purchases in rotating categories and 1% cash back on all other purchases. Students have 24/7 access to Discover’s great customer service, and they are also protected from identity theft with Discover’s $0 Fraud Liability Guarantee.
The Citi Dividend Card for College Students rounds off Creditnet’s list of the best credit cards for college students. With this card, users can earn 5% cash back every quarter in categories such as travel, department stores, and more. They also earn 1% cash back on all other purchases. There is no annual fee, and card members can choose their payment due date and manage their account online. The Citi Dividend Card for College Students is a great card for building credit while earning cash back fast.
These are the best credit cards available for college students today. For more information regarding student, or other, credit cards, access Creditnet’s credit card comparison tool: http://www.creditnet.com/credit-cards/student-credit-cards.
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.