New York, NY (PRWEB) January 22, 2014
Today, Creditnet.com, a leading website on credit cards, announced the best student credit cards of 2014. Student credit cards are specifically designed for students with little or no credit history to build their credit. These cards are easy to get approved for, and they teach students to use credit wisely. Some even include cash back and rewards programs on things that students are most likely to buy.
In creating their ranking of the best student credit cards of 2014, Creditnet experts considered many factors, including introductory offers, rewards programs, approvals, annual fees, interest rates, customer reviews, and expert opinions. According to Creditnet’s findings, here are the top four student credit cards on the market today:
1. Discover it for Students
The Discover it for Students card offers no annual fees, no overlimit fees, no foreign transaction fees, and no late fees on your first late payment. There is a 0% intro APR on purchases for 6 months. Furthermore, Discover it offers a generous cash back program with 5% cash back on up to $1500 in purchases made in rotating categories (currently restaurant and movie purchases) and 1% cash back on all other purchases. They even offer your free FICO credit score on your monthly statements. Discover it for Student’s excellent customer service, lack of fees, and great cash back program make it Creditnet’s top pick for student credit cards.
2. Discover it for Students with $20 Cashback Bonus
Like the Discover it for Students card, the Discover it for Students with $20 Cashback Bonus card offers the same lack of fees and generous cash back program. The only difference is that this card offers a $20 Cashback Bonus when you make your first purchase within 3 months of approval. It also does not have a 0% introductory offer. For students looking for a great cash back bonus, the Discover it for Students with $20 Cashback Bonus is the card for you.
3. Citi Dividend Card for College Students
The Citi Dividend Card for College Students is a great card to use to build credit and earn cash back fast. This card has no annual fees and a 0% introductory APR on purchases for 7 months. In addition, students can earn 5% cash back every quarter in rotating categories and 1% cash back on all other purchases. Cardholders can also choose their payment due date and manage their accounts online. With the great rewards, easy application, and simple utilization, the Citi Dividend Card for College Students is a great option for any student.
4. Citi Forward Card for College Students
The Citi Forward Card for College Students rounds off Creditnet’s list of best student credit cards this year. There are no annual fees, flexible billing options, and 0% intro APR on purchases for 7 months. Furthermore, this card rewards young adults for responsible credit use. Students can reduce their interest rate by up to 2% and earn up to 1200 bonus ThankYou points when they use credit wisely. They also get 1 ThankYou point for every $1 they spend.
For students who would like to start building their credit while earning rewards, these are the best credit cards available this year. To find more information about student credit cards, as well as other credit cards, access Creditnet here: http://www.creditnet.com/credit-cards/student-credit-cards.
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.