Seattle, WA (PRWEB) February 26, 2014
Creditnet.com, a leading website on credit cards, announced their ranking of the best prepaid debit cards of 2014 today. A prepaid debit card is an easy way to enjoy the convenience of a credit card without the risk of damaging your credit. For teens, students, or even just those who have bad credit, a prepaid debit card can help teach responsible credit use. And although most do not affect your credit score, they are ideal for anyone having a hard time being approved for a traditional credit card.
To create their ranking of the best prepaid debit cards, Creditnet experts looked at many factors, including approval rates, rewards programs, set up and maintenance fees, customer reviews, and expert opinions. According to their findings, here are the best prepaid debit cards of 2014:
With the American Express Serve, there are no credit checks, no minimum balances, and no hidden fees. Consumers have a full service reloadable prepaid account with free ATM withdrawals at over 24,000 ATMs nationwide. Cardholders can get a $50 credit after receiving $250+ twice via Direct Deposit by 6/30/14. In addition, users get their Federal Tax refund fast- plus a $20 credit. Like normal credit card users, American Express offers a Purchase Protection service and security 24/7. Card members can also use the mobile app to easily deposit checks on the go, manage their money, pay bills, and more.
The READYdebit Card is a great alternative to a credit card as well. With this card, users can set up direct pay easily with a routing number and account number. Members have easy online bill payment and free online check writing, as well as access to over 1 million ATMs. Furthermore, there are no overdraft fees, and users have easy mobile account access and text alerts. There is also a free Credit ScoreTracker, so cardholders can keep track of their FICO score.
The AccountNow Gold Visa Prepaid Card rounds off Creditnet’s list of the best prepaid debit cards. This card has 100% guaranteed approval, and there are no activation fees, minimum balance, or overdraft fees. Card members can get paid up to 2 days faster with free direct deposit, and they can even receive a $15 Bonus with recurring direct deposit. Visa prepaid cards are accepted everywhere, and their mobile account access and text alert system makes it easy for you to use. This card also has excellent customer service and safety protections.
For consumers who are having a hard time being approved for standard credit cards, these are the best prepaid debit cards on the market today. Access Creditnet for more information on prepaid debit cards: http://www.creditnet.com/credit-cards/Prepaid_Debit
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.