"Many debt collection agencies routinely violate the law, but this case was especially egregious. Such tactics are nothing more than an attempt to humiliate and mock consumers who are having a difficult time making ends meet."
Stamford, CT (PRWEB) October 17, 2013
Fair debt attorney Sergei Lemberg (http://www.StopCollector.com) has turned the tables on a debt collector who allegedly embarrassed consumers by using mailing envelopes that depicted a cartoon hand holding a consumer by the ankles and shaking money out of his pockets. Lemberg said, "Many debt collection agencies routinely violate the law, but this case was especially egregious. Such tactics are nothing more than an attempt to humiliate and mock consumers who are having a difficult time making ends meet."
With an eye toward empowering consumers and making them aware of their right to sue and recover up to $1,000 from debt collectors who violate the Fair Debt Collection Practices Act, Lemberg published his own version of the cartoon. "In our version, we're holding debt collectors by the ankles and shaking money into the hands of harassed consumers," he said. "It's imperative for people to know that they don't have to put up with abuse. Instead, they can get the harassment to stop and recover money from debt collectors who violate the law."
The offensive debt collection cartoon came to light when the Federal Trade Commission announced a $1 million settlement with National Attorney Collection Services, Inc. and National Attorney Services LLC for alleged violations of the FDCPA and the FTC Act (Los Angeles Times, 9/25/13, http://www.latimes.com/business/money/la-fi-mo-collection-agency-that-used-text-messages-to-pay-1-million-penalty-20130925,0,5162655.story). Lemberg applauded the FTC, saying, "The debt collection industry needs to know that it will be held accountable for bad behavior."
A number of debt collection tactics are prohibited by the FDCPA, including calling repeatedly, talking to third parties about a debt, making threats, and making misleading or deceptive statements. Lemberg, who was named the "most active" consumer attorney of 2012 by debt collection industry insider WebRecon LLC, said, "I've seen too many clients who have suffered at the hands of unscrupulous debt collectors. Folks need to learn about their rights under the FDCPA and fight back when their rights have been violated."
Saying that the Federal Trade Commission does an outstanding job prosecuting the worst offenders, Lemberg concluded, "Unfortunately, obtaining redress for individual consumers is beyond the scope of the agency's mission. That's why it's important for consumer attorneys to bridge the gap and represent everyday people whose rights are being violated."
About Lemberg & Associates, LLC
The attorneys at Lemberg & Associates, LLC represent consumers in Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and lemon law cases, among others. Sergei Lemberg can brief you about the Fair Debt Collection Practices Act, remedies available to consumers who are victims of debt collector harassment, and other relevant issues.