Dmitry Artimovich Has Published a Training Manual in Russian on the Global Payment Systems Visa and MasterCard Titled "Electronic payments on the Internet"
Dmitry Artimovich, who on several occasions had been referred to as a "Russian hacker" by the world's largest news publications (The New York Times, Associated Press), has published a training manual in Russian on the global payment systems Visa and MasterCard titled "Electronic payments on the Internet".
MOSCOW, Sept. 24, 2018 /PRNewswire-PRWeb/ -- Dmitry Artimovich, who on several occasions had been referred to as a "Russian hacker" by the world's largest news publications (The New York Times, Associated Press), has published a training manual in Russian on the global payment systems Visa and MasterCard titled "Electronic payments on the Internet".
"In Russia we do not have any specialized courses or literature on the subject. The experience in the field was usually transferred by word of mouth." "I had an idea to write such a textbook," said Artimovich during the presentation of his book at the press center of Russia Today International News Agency.
He added that the textbook deals, in particular, with the history, legislation, the rules of payment systems, as well as the risks and cost of Internet payments. He also drew attention to the fact that according to the Russian federal law "On the National Payment System" of 2011, the cardholder has only one day to take notice and inform his bank of a fraudulent payment. Otherwise, the cardholder is held liable according to the law.
This is despite the fact that the US Fair Credit Billing Act adopted back in 1974 gives the cardholder 60 days to notice billing errors in payment statements and, besides, the very concept of "billing errors" covers not only fraudulent transactions, but also such cases when goods are not delivered, services are not rendered or the received goods are not as was described.
"Although all such cases are provided for in the rules of international payment systems, little is known about them in Russia, and in case of refusal of the issuing bank to obey the rules, the card holder finds himself in a deadlock, for there is nowhere to direct complains."
Dmitry hopes that the situation will improve in the future.
The author noted that he is not aiming to extract profit from the publication of the textbook, but simply endeavored to generalize his many years of experience. He expressed hope that the book will appear in public libraries and universities, and will be followed by other textbooks on the subject in Russian.
The author is now working on an English translation of the textbook to be published in the European Union.
SOURCE Dmitry Artimovich
Share this article