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PageHamster.com Announced the Flexibility of Term Life for Income Availability
  • USA - English


News provided by

Page Hamster

Sep 01, 2013, 03:00 ET

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Augusta, Maine (PRWEB) September 01, 2013 -- PageHamster.com released an article announcing the potential for flexibility in term life insurance, making it a prime candidate for families with lower income levels, single people hoping to simply cover debt and funeral costs, and everyone in between. PageHamster.com announced this in the wake of Maine Public Broadcasting Network’s August 29th article entitled “Maine Workers Join National Protest Against Low Wages”. PageHamster.com urged those of lower incomes (and those of higher income levels) to consider term life for insurance needs, from Maine term life insurance, to term life insurance for the remaining 49 states. Term life has the potential to provide well for the insured for a relatively low cost.

Jay Field’s abovementioned article began with an interview with a woman who grew up working minimum wage her whole life. She began her career at $2 per hour, working her way up from there, and raising her children. The woman stood in protest with fast food employees imploring their state and federal government to raise minimum wage from its current rate of $7.25 to at least $15. Though the government has discussed the possibility of increasing the minimum wage amount to $9, protesters argue that $9 cannot provide adequate income to survive; a full time worker will earn only approximately $15,000 per year before taxes. Many workers laboring under minimum wage feel this amount is not sufficient to live on, arguing that to be able to live on such low wages necessitates reliance upon government programs such as welfare. The strike was organized in the hopes of encouraging others to take a stand against low wages, though the food service industry’s spokesman denied the efficacy of a strike.

Income is often a tricky issue, igniting worry and embarrassment, or even defensive feelings. This is particularly true when beginning to plan a budget; few families consider cutting items that may seem essential such as cable or internet when developing a budget. Budgeting may seem particularly difficult for those with smaller income levels to begin with. However, regardless of income, individuals and families alike should consider planning for the future, including life insurance such as Maine term life insurance, and setting aside savings for emergencies and even retirement. Page Hamster encouraged readers to work to develop and maintain a budget, including insurance and savings, high income and low income alike.

Jay Field is a Maine Public Broadcasting Network reporter. His work focuses on Maine’s economic and social changes, and how they affect the state’s citizens. Field, a B.A. graduate of English, has worked in journalism for the majority of his career, including stints working for National Public Radio and a major Chicago news source.

Following an article detailing the organization of a worker’s strike in Maine, PageHamster.com announced the importance of constructing a budget and including basic needs such as an emergency fund, some amount of retirement savings, and insurance. Whether Maine term life insurance best suits a family’s needs or whole life, insurance plays a pivotal role in providing peace of mind regarding income replacement and funeral cost coverage.

About Page Hamster:
PageHamster.com is an online resource for personal finances, including income management, investments, and insurance.

Page Hamster Editor, Page Hamster, http://PageHamster.com, (872) 222-8519, [email protected]

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