3 Statistics Every Business Owner Should Know About Flood Waters and Flood Insurance, from the Optometric Protector Plan®

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Alarming statistics about flood waters, business interruption and business closures prompts the Optometric Protector Plan to offer vital flood insurance protection to insureds.

Professional Liabiltiy Insurance for Optometrists, Opticians and Ophthalmologists, Ophthalmic Technicians as well as students and faculty

Optometric Protector Plan

With nationwide predictions of major floods due to northern snowmelt and a meteorological phenomenon known as the pineapple express, the OPP is urging its insureds to examine the need for flood insurance. FEMA, "Protecting Your Business" 09/23/2014, provides alarming statistics about flood disasters and offers preparation tips for protecting your business.

Here are 3 statistics that every business owner should know:

1. Almost 40% of small businesses never reopen their doors after a flood disaster.

2. Floods happen everywhere. 25% of all flood damage occurs in low to moderate flood risk areas. Business owners should not rely on a line on a flood map for protection.

3. Most business insurance policies exclude flood damage. Only flood insurance pays qualified claims quickly so a business owner can get back to business.

The OPP has chosen Wright Flood as a partner to serve our insureds flood insurance needs. Wright Flood brings over 20 years of underwriting and compliance experience and proven claims expertise nationwide. For more information about flood insurance or for a a no obligation quote visit the Optometric Protector Plan Website.

About the Optometric Protector Plan
Created in 1973, The Optometric Protector Plan has continually enhanced program coverage’s in order to meet the ever changing coverage needs of the eye care profession. The OPP program offers a full range of professional insurance products for optometrists, opticians and ophthalmologists and ophthalmic technicians. Coverage is available nationwide through the OPP and our dedicated agents chosen for their knowledge and expertise in order to provide you with superior service.

Coverage Territories for the Optometric and Ophthamologist Protector Plan
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, and the District of Columbia.

About B&B Protector Plans Inc.
B&B Protector Plans Inc. is a wholly owned subsidiary of Brown & Brown, Inc. headquartered in Tampa, Florida, specializing in the development and administration of innovative national insurance programs for niche markets. B&B Protector Plans Inc. is represented by the finest insurance agents in the country who specialize in creating customized, comprehensive professional liability / malpractice and business insurance solutions. With access to multiple alternative insurance markets, from Admitted to E&S (Excess & Surplus), our programs
partner with insurance carriers that are financially strong and show long-term commitment to the industry.

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Rebecca Carter

Bernadette Green
Optometric Protector Plan
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