debt collectors are usually despised by a lot of consumers
Miami, FL (PRWEB) May 05, 2016
National Debt Relief recently shared in an article published April 1, 2016, some valuable tips consumers can look into to manage harassment from collection calls. The article, titled “5 Strategies That Will Keep Debt Collectors From Harassing You,” aims to educate and enlighten consumers on how to approach collection calls.
The article starts off by explaining that debt collectors are usually despised by a lot of consumers. This is one profession where the employees are tasked with going after people who have fallen behind on their financial obligations. While these collectors are merely doing their jobs, what comes into question are their methods in pushing a consumer to pay up. It is best to keep in mind that these agencies profit from every single successful collection, pushing some to employ questionable tactics.
The article suggests that consumers need to know their rights, which will help them steer clear of the possible deceit and lies collection agencies might throw at them. People might hear about being fired from work or that they could lose their children if they do not pay up. When people know right from wrong, they will not easily fall prey to these lies.
It is also a good practice to document every call received. The article shares that consumers need to get into the habit of jotting down the name of the collection agent and their agency, the date and time of the call and, especially, what was discussed. This helps consumers confirm if the debt really is theirs and what their next steps should be.
The article also shares that if consumers believe that the debt being collected does not belong to them, then they can simply ignore the calls—especially so if they have confirmed that the debt is beyond the statute of limitations. If that is the case, then they do not have to pay anything and the creditor or lender cannot sue them in court.
To read the full article, click here.