HTG Identifies Coverage Items to Look for When Seeking Health Coverage

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Following USA Today’s January 1st article, titled “Health Care Changes to Watch for in 2014,” HTG discussed changes in securing financial benefits and what that might mean for those in need of surgical care for hemorrhoids.

HTG, or, discussed the changes occurring in securing financial benefits for an individual or one’s family following USA Today’s article, “Health Care Changes to Watch for in 2014” (Published January 1st). Hemorrhoid Treatment Group encouraged readers to pay attention to these changes, particularly as they may relate to surgical treatment and basic medical care, as both may be involved in hemorrhoid treatment.

Kelly Kennedy, in her USA today article, brought up 7 points to consider as health care changes in the United States in 2014, including pricing changes, workplace alterations, and the difference in coverage between states. New laws are expected to encourage greater workplace requirements, new enrollment and pricing expectations, the implementation of electronic record systems, and greater state-controlled healthcare laws. All of these factors must be considered when seeking coverage and researching health care plans.

For those suffering from hemorrhoids or prone to hemorrhoid symptoms, healthcare options should be considered based upon hemorrhoid severity. While at-home hemorrhoid treatment options work for many, for individuals with severe hemorrhoids, conventional medicine or surgical methods may be necessary to get rid of unwanted pain and discomfort. Because insurance networks are expected to shrink as the law cracks down on private health insurance companies, consumers should thoroughly investigate company networks, pricing plans, and coverage rates to find the plan that is right for them and their pre-existing conditions—including severe hemorrhoids and the treatment that accompanies these. When searching for health insurance, ask about deductible rates, maximum out-of-pocket rates, and whether or not the insurance company includes specialists in their insurance networks.

Kelly Kennedy is a staff writer for USA Today, working primarily in healthcare coverage. As a former Army member, Kennedy’s work includes the political aspects of healthcare, including state and national laws and policies.

Following USA Today’s article on expected healthcare changes in 2014, Hemorrhoid Treatment Group identified items consumers should search for when seeking medical coverage. While insurance companies are no longer allowed to deny applicants based upon prior medical conditions, insurance companies are still able to limit healthcare coverage numbers, and some options may require greater deductibles and may have higher out-of-pocket maximums, rendering these plans unfit for those in need of surgical hemorrhoid treatment. When searching for plans, seek information about deductibles, specialist networks, and out-of-pocket maximums to identify the best policy for all current and anticipated needs.

Information provided by the Hemorrhoid Treatment Group website is not intended to be used to diagnose or treat any condition. This information is provided purely for educational purposes. Please consult your doctor for correct diagnosis and treatment, as bleeding from the rectum may be caused by many different things including life threatening conditions.

About is an online resource for individuals seeking information about hemorrhoid treatment options, including insurance news and articles.

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