(PRWEB) July 26, 2013
As part of Pacific Prime’s ongoing commitment to ensuring that the best insurance advice is given to all individuals, PPI have produced several health insurance books, which are available for free on their website. The four books, “The Basics”, “Choosing the Right Plan”, “Maternity”, and “Buying Medical Insurance in China”, will allow customers to make more informed decisions about their health insurance.
“The Basics” is the first book released, and it explains the fundamental importance of having medical insurance. The book also defines and clarifies some of the common terminology that often confuses people when they begin researching medical insurance, such as evacuation/repatriation, pre-existing medical conditions, excess/deductible, chronic conditions, as well as the different treatment levels available, like inpatient, outpatient, dental and maternity.
“Choosing the Right Plan” was written to help clients understand and differentiate the different types of plans on the market. The book explores some of the main factors that contribute to premium calculation, and it explains how a client’s personal situation can have an effect on the type of plan chosen. This book also takes a look at the claims process and explains how a broker can assist a client in finding the right type of insurance.
“Maternity” teaches clients all the major aspects regarding this very specific type of insurance, not only from the side of choosing the right plan, but also by giving important insight into what to look for when choosing the right facility to get treatment from.
“Buying Medical Insurance in China” has information about the different factors clients need to be aware of when choosing an insurance plan for China. The book explains the difference between offshore and onshore plans, and the advantages and disadvantages therein, such as the issuance of a Fapio (a local tax certificate that is needed if a company is paying from within China).
Helping clients make the most informed decisions is the very cornerstone of Pacific Prime’s ethos, and PPI believes that these health insurance books and other such resources of information can help the market stay educated.