(PRWEB UK) 19 September 2013
As the UK was thrown into recession, people have since found it increasingly difficult to secure a loan as banks clamped down on lending. A new loan brokerage has been introduced to fill this gap in the market for those struggling to get a loan. Hello Loans offers its customers simplistic lending solutions that are reflective of the individual’s personal circumstances. For people that have found getting a loan difficult in the past, Hello Loans will come as a welcomed alternative to High Street lending.
Jo McDonough, General Manager of Hello Loans says, “We’ve seen the need for a loan brokerage to offer people the opportunity to get the loan they want. With more people being rejected by lenders, we noticed that a lot of these people were left with nowhere else to turn. Hello Loans offers a range of lending solutions that are sourced from across the whole market, offering customers the opportunity to get the loan they need - even if they have a less than perfect credit history.”
The new loan brokerage company is interested in looking at each person on a case-by-case basis, and looks more towards a person’s ability to make the loan repayments, rather than past lending history.
The simple-to-use Hello Loans website offers customers the information of each loan solution offered, along with typical examples and a bespoke loan calculator for all products. This allows customers the opportunity to work out the loan repayments and assess the affordability before speaking to a specialist advisor.
Jo McDonough says, “The problems that customers usually face when looking for lending opportunities can be complex and quite often a lot of people aren’t aware of the lending solutions available to them. At Hello Loans, we keep things simple. We believe there is a lending solution for everyone. That’s why our dedicated team speak to all of our customers, treat each case on its merits and ensure all options are clearly explained. No jargon – no automated systems making the final decision.”
Jo continued to say that, “So while customers can look at loan options online and use the loan calculators, our personal and direct service is what makes us different from predominantly online loan companies. We also offer quick decisions, no upfront fees and there is no obligation to proceed.”
Hello Loans certainly reduces the legwork involved in finding a lending solution and can also greatly reduce the possibility of a negative impact on credit scores because credit checks only happen if the customer wishes to proceed with the loan application.
The company’s philosophy is to keep things ‘simple’ and this is evident from their website, right through the application to receiving the loan. Advisors will always talk to customers without jargon and provide all answers to issues over the phone.