How an Auto Repair Center is Leveraging iCare Financial to Transform Operations

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Tuffy Tire & Auto Center of Lockport celebrates “The Most Improved Store” as well as their 1 year anniversary with iCare Financial. Susan shares how she was able to transform her business and build lasting relationships along the way.

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"The ability to offer an additional way to finance auto repairs has not only been a huge benefit for customers, but also increased business in the process."

Tuffy Tire & Auto Center is located in Lockport, IL, which is about 30 miles SW of Chicago. This franchise has been using iCare Financial as a payment option for customers for one year. During this time, this successful woman-owned business has dramatically increased sales by giving car owners attractive options for paying for their repairs. Most Tuffy customers never even realized an option like iCare Financial’s auto repair financing was available. When they learn about it, they are tremendously relieved and grateful.

Tuffy Tire & Auto Center offers a wide variety of auto related services including brakes, oil changes, electrical, transmission, fuel systems, preventative maintenance and general auto repairs. Many Tuffy customers find themselves in desperate need of fixing their cars.

Winner of “The Most Improved Store”

In 2014, Tuffy Lockport received an award for “Most Improved Store.” The ability to offer an additional way to finance auto repairs has not only been a huge benefit for customers, but also increased business in the process.

Tuffy Lockport owner Susan Fiedler commented, “Most of the time people don’t plan for auto repairs. No one is expecting their car to break down. So when things go wrong, many people simply don’t have the funds available. Although we offer a Tuffy credit card, often people don’t have the good credit needed to qualify. That is where iCare Financial comes to the rescue.”

Susan’s words fit perfectly with Tuffy’s corporate philosophy, to provide the best automotive repair service in the industry through a continuous commitment to quality and customer service.

Benefiting the Community at Large

Tuffy Lockport strives to be a part of the community and genuinely get to know its customers. In order to spread the word about iCare Financial, they aggressively advertise this payment option. This has increased Tuffy’s success in a very competitive market. While the smaller repair shops don’t offer financing, the other car repair franchises don’t have anything like iCare Financial’s no credit check program that helps people pay when they can’t afford repairs.

iCare Financial helps families who rely upon their car for transportation. Susan adds, “I could tell you about a dozen stories about how often iCare helps people. People may only have one vehicle and end up in a catch-22 situation where they need to get to work to make money to fix it. This can be a vicious cycle for people. Through iCare, we offer a simple solution.”

Most people who have less than optimal credit are used to prohibitive finance fees. When Tuffy customers hear that iCare is fair and affordable, people are incredibly relieved. Susan explains that most customers instantly say, “Sign me up!”

Ultimately, Susan’s goal is to change the way people feel about auto repair facilities while being of tremendous service to the community. iCare Financial is part of the big picture and Tuffy of Lockport is celebrating their 1 year anniversary with iCare this month!

Turning Around an Underperforming Store

In the 5 years that Susan has owned Tuffy Lockport, she has been able to turn around this previously underperforming franchise. As for the reasons behind her tremendous success, Susan explained, “As soon as I bought the store, I got involved in the community. I wanted the reputation for being reputable and honest. We stand behind what we do. I know so many of our customers personally, and then to take it to the next level of helping people with financing when repairs aren’t affordable. It makes me feel good to be able to offer something like this to customers.”

At the onset of the business, she never even knew she would be able to offer something like iCare to customers. “When I first began operating this franchise, I bought a little binder and thought I’ll keep paperwork in this. Now in just a few years, we have 5 binders!”

For more information about Tuffy Lockport, visit

About iCare Financial

iCare Financial is a national financial organization in the dental patient Financing, medical patient Financing, plastic surgery patient Financing, veterinary patient Financing and automotive repair Financing verticals. iCare Financial offers consumers and patients financial programs with no credit check for businesses and medical practices wanting to service more patients and consumers. Instead of offering patients and consumers another credit card, iCare offers businesses and medical practices a unique payment solution on one platform that accepts all patients and consumers. To learn more visit the website at

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