State Farm doesn’t rate for new drivers until they obtain their license; it only starts rating them when they get their actual driver’s license, thus, drive time is free to parents while their child is driving with their permit.
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Phoenix, AZ (PRWEB) October 28, 2015
“First and foremost, get as much practice behind the wheel with your parents as you can,” said JoEllen. “State Farm doesn’t rate for new drivers until they obtain their license; it only starts rating them when they get their actual driver’s license, thus, drive time is free to parents while their child is driving with their permit.”
Secondly, when behind the wheel, JoEllen stresses that teen drivers eliminate any and all distractions. This includes reducing the number of passengers, keeping the radio down, and keeping your cell phone in the glove compartment or middle console. In fact, a Car and Driver study revealed that response time was actually worse while texting rather than while driving intoxicated. “Texting is the most dangerous thing a driver can be doing,” said JoEllen.
Lastly, it is imperative to build good scanning skills. “According to DefensiveDriving.com, people, especially young drivers, should be checking their mirrors every five seconds,” said JoEllen. “More than 40% of accidents occur from lack of proper scanning.”
In addition to insurance, JoEllen works with youth at Chaparral High School in Scottsdale, AZ, with teacher Theresa Thornburgh, who teaches business classes and personal insurance. Classes focus on insurance education, speaking to students about renters, property and auto insurance; a business plan unit, critiquing and evaluating business plans of students; and preparing resumes and for interviewers by interviewing students and giving feedback.
About JoEllen James Insurance and Financial Services, Inc., State Farm
JoEllen James offers auto, home and property, life and health insurance, as well as other financial service products. She has been with State Farm since 1992. For more information, please call (602) 956-1110. The office is located at 4706 North 44th Street, Phoenix, AZ 85018.
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