Kin Insurance Launches Landlord Insurance in Louisiana

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Insurtech provider expands its coverage for property owners and its market reach.

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Our expansion within Louisiana is proof of our commitment to making real change in the lives of our customers and local real estate owners.

Kin, the insurance technology company changing home insurance through intuitive tech and affordable pricing, today announced its agency, the Kin Insurance Network Distributor (KIND), a licensed surplus lines producer, is launching landlord insurance in Louisiana, accelerating the company’s growth in the state.

On March 23, Kin announced that KIND would be offering homeowners insurance in Louisiana for the first time.

The news makes Kin the foremost leader in protecting homes most affected by climate change across the United States. The company, focused on making home insurance more accessible, is the only insurtech provider currently operating in Florida, California, and Louisiana. Whereas legacy insurance providers only assess hundreds of property data points, Kin analyzes more than 10,000, making the company better equipped to evaluate the risk and fairly price properties.

“We’re committed to using technology to make property insurance easier for everyone. But we focused first on regions most impacted by climate change and natural disasters because they need affordable solutions now,” Kin Co-Founder & CEO Sean Harper said. “Our expansion within Louisiana is proof of our commitment to making real change in the lives of our customers and local real estate owners.”

KIND can offer Louisianans landlord insurance for property owners who rent out their detached homes and townhouses. It also covers investors with short-term rental properties.

The Louisiana landlord policy can cover all sources of damage to the physical structure of the property except those listed as exclusions. It also covers damage to other structures on property such as a garage or shed, personal property such as appliances, personal liability, and fair rental value.

About Kin:
Kin is the home insurance company built for the future. By leveraging thousands of property data points, Kin customizes coverage and prices through a super simple user experience. Kin offers homeowners, landlord, condo, and mobile home insurance through the Kin Interinsurance Network (KIN), a reciprocal exchange owned by its customers who share in the underwriting profit. Because of its efficient technology and direct-to-consumer model, Kin provides exceptionally low prices without compromising coverage. To learn more, visit

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Ruth Awad
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