Attorney Lee Arter Illustrates Importance of Uninsured Motorist Coverage

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Personal injury attorney Lee Arter, of the Law Offices of Lee Arter, lists the top three tips concerning the importance of uninsured motorist coverage.

Lee Arter

Uninsured motorist coverage not only protects you after an accident, it protects your passengers as well, whoever they might be.

“A driver never knows when he or she will be hit by an uninsured motorist, including those who are involved in high-speed police chases, which are becoming uncomfortably common these days,” said Lee Arter, founder of the Law Offices of Lee Arter, which focuses on personal injury and the rights of individuals who have been hurt by negligent drivers. “It is imperative to have uninsured motorist coverage, as an estimated 14.7% of drivers in California are uninsured, according to the Insurance Information Institute.”

Arter adds that in addition to liability and collision, uninsured motorist coverage is one of the most important to have in large metropolitan areas. For drivers who do not have uninsured motorist coverage, Arter shares the following three reasons why they should purchase it now:

No. 1: Protection from police-chase collisions. “If a fleeing felon running from the police strikes your vehicle, who’s at fault? Usually, felons don’t have a great deal of assets and would not be covered if they’re in a stolen vehicle because there is no insurance,” said Arter. “Even if you’re walking and are struck by someone in a stolen car without insurance, if you have uninsured motorist coverage, you get your medical bills paid, and there is allowance for pain and suffering for people injured in a police pursuit.”

No. 2: Protection from uninsured bicyclists and skateboarders. If struck by a bicyclist or a skateboarder without insurance, a person that has uninsured motorist coverage is covered and compensated for their injuries. “Even if your children are walking to school and are struck by anything with wheels, you can receive compensation for their medical bills and the pain and suffering,” said Arter.

No. 3: Protects passengers. “Uninsured motorist coverage not only protects you after an accident, it protects your passengers as well, whoever they might be,” said Arter. “We have liability coverage because it’s the law. We have uninsured motorist coverage because it’s a smart and responsible thing to do.”

About the Law Offices of Lee Arter
The Law Offices of Lee Arter is dedicated to success in personal injury claims for accident victims throughout California. Mr. Arter is admitted to practice law in all State Courts of California and the Federal District Court for the Central District of California, and is a member of the Los Angeles County Bar Association and the Consumer Attorneys Association of Los Angeles. For more information or a free consultation, please call (800) 799-9999, or visit The law office is located at 3550 Wilshire Blvd., Suite 1280, Los Angeles, CA 90010.

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