(PRWEB) December 12, 2013
Life insurance premiums are influenced by the insured’s medical condition when applying for a plan. People who lead a stressful lifestyle will see the price of life insurance policies increase as their health declines. The negative effects of a stressful life show after the age of 50 years and people with a declining health condition will have difficulties finding affordable life coverage.
Although agencies do not measure the stressfulness of an applicant's life, some health effects can have a negative impact on life insurance premiums, says Online Insurance Marketplace. The blog presents the health problems which can be caused by stress. These include: ulcerous, heart disorders and depression, all of which are considered pre-existing medical conditions. Furthermore, depression can lead to eating disorders or drug abuse. People who are stressed tend to smoke, and smoking will always make life insurance premiums more expensive.
Life insurance is important when it comes to stress. Online Insurance Marketplace argues that people who have life coverage are less stressed. A big reason for this is that they do not worry too much about their family’s future. Life insurance offers a death benefit if the insured dies and the beneficiaries can use the insurance proceedings as a source of income which can cover important costs.
“Stress is not healthy and most insurance agencies know this. By purchasing a life insurance plan, clients can reduce stress levels and lead happier lives!” said Russell Rabichev, Marketing Director of Internet Marketing Company.
Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://over50lifeinsurance.net.