No Exam Life Insurance; How It is Affected by Drug Prescriptions?

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Online Insurance Marketplace (, announces new blog, “Drug Prescriptions and No Exam Life Insurance.”

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Online Insurance Marketplace has released a blog explaining how life insurance plans are influenced by drug prescriptions.

Drug prescriptions can reveal many details regarding the medical condition a person has. This means that agencies may be interested in what drug prescription a client has, but this is mostly the case with policies that require medical examinations. Agencies who sell no exam life insurance plans are not interested too much in drug prescriptions as they will judge applicants based on answer they provide on the application form.

Life insurance policies normally require applicants to take several medical examinations in order to qualify for a policy. During the underwriting process, a drug prescription can be advantageous and disadvantageous at the same time. Some companies may be willing to insure people with a medical condition as long as they take the prescribe drugs, but they will do this by increasing the cost of the policy's premiums.

No exam life insurance plan do not require any medical checkups and even people with pre-existing medical conditions can qualify for a plan. Although their plan offers a simplified underwriting process, it has some drawbacks too. The premiums are more expensive and the coverage amount that can be purchased is limited to small sums.

“Life insurance plans that do not require medical examinations will provide important life coverage for people who have a pre-existing medical condition!” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Russell Rabichev
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