(PRWEB) March 02, 2014
Final expense is a no medical exam life insurance plan that provides life coverage for seniors who are over 65 years old. Seniors who need life coverage can purchase a plan without having to take medical examinations. This will save them time and money as they will not have to visit doctors and pay for medical tests.
Final expense provides permanent life coverage. This means that as long as the insured keeps paying the premiums, the policy will not expire. The coverage a senior can purchase is limited to $50,000. Final expense also has a graded benefit. This means that the policy will not pay the full death benefit if the insured dies in the first two years of the policy’s activation.
Seniors can purchase final expense insurance to cover funeral expenses. Since the average cost of a funeral has risen to a high amount, seniors can help their families by purchasing life coverage. Life insurance pays out a death benefit if the insured passes away. This death benefit can be used by the surviving family members to cover last expenses and other important costs.
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