(PRWEB) November 22, 2013
During the underwriting process, required for getting a life insurance policy, applicants will have to take a blood test and they will have their blood pressure measured. It is important to know how and in what way blood pressure affects life insurance prices. Understanding this issue is important as it will help people find cheaper coverage.
Blood pressure show the health of a person’s heart and overall circulatory system. A good blood pressure indicates a normal heartbeat and no circulatory problems. On the other hand a blood pressure rate that is lower or higher than normal signals some irregularities. Agencies are interested in correctly measuring an applicant’s health in order to offer appropriate rates. Any sign of illness is taken as a liability, since the person who needs life insurance is more likely to die from a disease; in this specific case, heart attack.
However, blood pressure can be manipulated and many people, unknowingly drank coffee before taking the medical examinations. Since their blood pressure showed a higher value than normal, their life insurance prices increased. An applicant shouldn’t do anything that could increase their blood pressure before a medical examination. Instead, they should seek ways to lower their heartbeat rate so that the blood exam will show positive results.
A bad blood pressure alone is not enough for an agency to refuse someone life coverage or even increase rates. However, high blood pressure combined with obesity and smoking can pose a number of problems. Clients need to be well informed about what influences their life insurance premiums so that they can manipulate them and get cheaper life coverage!
“A high blood pressure can have a negative impact on life insurance premiums. Finding ways to lower blood pressure is essential for getting cheap life insurance!” said Russell Rabichev, Marketing Director of Internet Marketing Company.
Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://www.topseniorlifeinsurance.com !