Life Insurance for Seniors Over 65 Years Old Who Smoke Tobacco

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News Image has released a blog explaining how to find life insurance for seniors who smoke.

Seniors who smoke or consume tobacco products should consider purchasing a life insurance plan. Even if they are older than 65 years, seniors can still find some life insurance plans that are available for them. Smoking endangers the health and shortens the lifespan of a senior, and an untimely death can leave the remaining family members in financial difficulties.

Life insurance pays out a death benefit which can be used to cover funeral costs. Since a burial ceremony can add up to over $9,000, life insurance is an important investment for many families. Unfortunately, seniors who smoke will have a hard time finding affordable life insurance premiums. The good news is that smoking does not disqualify someone from getting coverage.

Final expense insurance is a no medical exam life insurance plan that provides permanent coverage. It is recommended for seniors because it does not require medical examinations. The whole application process can be completed in just a few minutes as seniors have to complete a simple application form and answer four questions.

“Smoking doesn’t qualify someone from getting life insurance. Thus, seniors can still find no medical exam life insurance plans to help their families cover important last expenses,” said Russell Rabichev, Marketing Director of Internet Marketing Company and is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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