San Diego, CA (PRWEB) September 13, 2013
LoanLove.com is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at LoanLove.com is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. The website also offers a number of valuable resources for those who are in search of the best loan deals. Recently, Loan Love published an easy to follow home buyers guide that also comes with a downloadable home inspection checklist.
The Loan Love guide says: “Buying a home is a huge commitment and investment, so it makes sense that before you close on the sale, you want to be sure you know what you’re getting into. That’s what doing your due diligence is all about, and a home buying checklist will save you stress and make your life easier. And while it’d be nice to be able to learn all you need to know at the first home tour, really doing your homework takes – well, work. There are a lot of factors to consider and it’s easy to forget to ask about stuff that’s actually kind of important. To help you gather all the info you’ll need, here are a few items that are often overlooked – “
As stated, the article then goes on to suggest a few things that would be good to look into before deciding to purchase a house. The first tip is to check out the C.O. (certificate of occupancy) requirements. This can be done by asking a local construction officer to walk through the house, or if this is not possible, at least ensuring that the home inspector is aware of all requirements for procuring a C.O. so that there will not be any costly surprises after closing.
Secondly, the article suggests that those looking for a home familiarize themselves with the difference between real property and personal property. The article says: “In a nutshell, items that are more or less permanently attached to the house are usually considered real property and are included in the sale; items that aren’t attached – like a swing set or refrigerator – may not be included. If you aren’t sure, ask your real estate agent and make sure the contract spells out what personal property is included and what’s not.”
Another of the tips for home buyers, is to check out the neighborhood on off hours in order to really get a feel for the type of neighbors that are in the area. Usually home buyers can familiarize themselves with the property through open houses or day time tours, but as the article puts it: “What seems like a typical suburban neighborhood Monday through Friday could turn out to be party central on weekends.” So visiting during weekends or evenings may also be a good idea. Also, checking the National Sex Offender Public Website for possible sex offenders in the area is a good idea.
These are just a few of the tips provided in the Loan Love guide. For more information, and the free HUD home buyer checklist form, click here.