Home Buying Checklist For First Time Buyers Offered On LoanLove.com

San Diego, CA (PRWEB) September 17, 2013

LoanLove.com is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at LoanLove.com is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. In a newly released article, the website seeks to help first time home buyers in finding the right house for their needs with a helpful home buying checklist that can be downloaded for free.

The article also gives some additional advice for home buyers. In this article, the writer says: "Buying a home is a huge commitment and investment, so it makes sense that before you close on the sale, you want to be sure you know what you’re getting into. That’s what doing your due diligence is all about, and a home buying checklist will save you stress and make your life easier. And while it’d be nice to be able to learn all you need to know at the first home tour, really doing your homework takes – well, work. There are a lot of factors to consider and it’s easy to forget to ask about stuff that’s actually kind of important."

To ensure that none of these important factors are overlooked, the article gives a few helpful tips for new home buyers, the first of which is that home buyers should familiarize themselves with the requirements to get a certificate of occupancy (C.O.) They can do this by having a construction officer do a walk through of the house, or else at least ensuring that the home inspector knows what the requirements are. This will avoid any costly and unpleasant surprises after closing on the home. In addition, the article advises their readers to carefully check what will be included when purchasing a home. It usually stands to reason that anything that is physically attached to the house will be included in the purchase, but some items such as detached sheds, swing sets or refrigerators may not be included in the contract, so it would be wise to check and see what will be staying with the house.

The Loan Love article also highly advises that new homeowners get to know their neighbors and the neighborhood. Concerning getting to know the neighbors, the article says: "All those open houses and daytime tours are great for getting to see the property itself, but to really get a feel for the neighborhood and the people who’ll be living nearby, be sure to visit the neighborhood at off times, too, like later in the evening and on weekend days and nights. What seems like a typical suburban neighborhood Monday through Friday could turn out to be party central on weekends. Also check online for possible sex offenders who may be living in the area by visiting the National Sex Offender Public Website."

When it comes to the neighborhood, Loan Love advises: "Drive around the few blocks surrounding the home: Are there businesses in the area? Do they make a lot of noise? Even rural areas can have concerns like pesticide use and animal odors as well as noise from farm machinery or wind and solar farms. Visit at different times to learn about potential disturbances and consider calling the local government offices to learn about businesses and ask about business zoning that may allow future business development in the area."

These few tips can help home buyers to remember some of the things that can be overlooked when looking for a house. For more tips and to download the free home buyer's checklist, please visit LoanLove.com for the full article.

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