Mortgage Interest Rate Trends Explained In A Recent Video From

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A new video from Loan Love explains what causes rates to rise or fall. is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. A recently posted video from the loan advice website continues to help explain how home loans work by looking at mortgage interest rate trends and what causes them to rise or fall.

The video’s hostess says: “First, they were up, then they were down, and now they're headed back up again. No, we're not talking about this season's hemlines. We're talking about mortgage rates. And unless you've been hiding under a rock for the past couple of weeks or you have absolutely zero interest in financial news, you've undoubtedly heard about how mortgage rates have been spiking upward. Today's news is no different. Given that the recent historic low interest rates were being propped up by a federal government program, an adjustment in those rates -- that is, getting them back to normal levels -- was inevitable. And chances are pretty good that rates are going to go up even more before they finally find their magic "sticking point." The main thing to remember is to stay calm and shop smart: there are more mortgage options than ever before, and that means you still have time to get a mortgage that saves you lots of money.”

Loan Love features a number of helpful informational articles and tools that can help loan borrowers find the right home loan for their specific mortgage situations. These tools can help those who have been planning to apply for a home loan, but who have delayed because they have been waiting for rates to go down, to lock in today’s rates before they get any higher. The article featured on the website, which the video links to, says: “Today’s interest rates are nothing new- in reality, rates are still near rock bottom if you took an average of the past 15 years. If you haven’t guessed by now, they’re definitely going up. And going up fast. Act quickly if you’re looking to acquire or sell real estate, time is against you (at least in the short run).”

This information is not meant to scare anyone, however. Borrowers should not rush into making any decisions regarding home loans until they have thoroughly researched their options and are certain that they have the right product and lender and that now is the right time. The Loan Love video ends by saying, “While the increase in rates isn't exactly good news -- especially if you're considering buying a home or refinancing a mortgage in the near future -- it shouldn't cause you to freak out, either. And, if you're one of those people who believes that misery loves company, you can read more about some other financial ups and downs that have sent the world's investors into tailspins by (reading the article on”

For those who are interested in learning more, please click here.

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Kevin Blue
Loan Love
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