Today’s Interest Rates Trends Analyzed In A New Loan Love Video

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A new video from helps explain the ups and downs in today's mortgage interest rates. is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. Recently, Loan Love released an informational video that can help home loan borrowers to understand the real estate market right now by explaining today’s interest rates roller coaster ride and how home loan borrowers should react to the volatility in the market.

The host of the new video explains: “…unless you've been hiding under a rock for the past couple of weeks or you have absolutely zero interest in financial news, you've undoubtedly heard about how mortgage rates have been spiking upward. Today's news is no different. Given that the recent historic low interest rates were being propped up by a federal government program, an adjustment in those rates -- that is, getting them back to normal levels -- was inevitable. And chances are pretty good that rates are going to go up even more before they finally find their magic "sticking point." The main thing to remember is to stay calm and shop smart: there are more mortgage options than ever before, and that means you still have time to get a mortgage that saves you lots of money.”

What this means for home loan borrowers is that, while interest rates can seem quite volatile, there really is no need to panic. The increase in rates is an inevitable change, since even though the Fed has not cut funding to their bonds buying program yet, there will be a point where they will need to do this, as it is impossible for the program to continue indefinitely. These ups and downs are also not something new. The Loan Love article that the video links to mentions many other instances of “bubbles” that the financial world has survived. The article says:

“Bubbles are nothing new; there have been quite a few in the U.S. since the first group of traders gathered under a buttonwood tree on Wall Street in 1792 (the New York Stock & Exchange Board was formed 25 years later). And actually, for a lot longer than that: Way back in the 17 th century, there was a tulip bubble – yes, a tulip bubble – where tulip prices soared to such heights, a single bulb could cost a skilled craftsman more than 10 times his annual income. TEN TIMES! For a FLOWER BULB!”

The article finishes with this advice: “So what can we learn from all these bubbles? First, it’s true, history does repeat itself. And knowing that, we can be a little bit smarter when we shop for mortgages or other investments. So, the next time you see housing prices or mortgage rates (or tulip bulb prices) spiral upward or downward, take a breath before plunging in; while it’s easy to get sucked into the buying frenzy, it’s much wiser to look at the broader picture so you can, hopefully, spot the signs that can spell disaster – or opportunity. Today’s interest rates are nothing new- in reality, rates are still near rock bottom if you took an average of the past 15 years. If you haven’t guessed by now, they’re definitely going up. And going up fast. Act quickly if you’re looking to acquire or sell real estate, time is against you (at least in the short run).”

For more information on today’s interest rates, please visit

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Kevin Blue
Loan Love
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