LOS ANGELES, Nov. 26, 2018 /PRNewswire-iReach/
After a car accident, drivers must file a claim and if the event is covered, they will be compensated for property damage and medical bills. However, there are some actions and factors which can invalidate insurance claims. Find out more and get free car insurance quotes from http://carinsuranceplan.org.
- The policyholder admits he is guilty. A driver admitting fault before authorities finish the investigation is a capital mistake. It is even worse when admitting in front of the other driver and police officers. Drivers should let the experts decide who is guilty. Some drivers may think they are guilty, but in fact, the other driver was speeding, or crossed the wrong lane or took a wrong turn. Criminalists will be the ones to analyze the circumstances of the accident. Admitting guilt will make the other driver file a claim and invalidate any further counterarguments. Furthermore, the insurance company will no longer be able to provide solid legal defense.
- Forgetting to take pictures after an accident. Photos are solid evidence for future claims. Take clear photos of the car involved, weather, street conditions and areas around the accident scene. Criminalists will analyze the photos and determine the speed and direction of a car. Other elements may help them establish guilt. For example, the lack of tire marks on the road suggests that a driver didn't try to brake.
- Not calling the police. Even if the accident seems minor, drivers should always call the police. If they plan to make a claim, the insurer will ask for a police report. Without it, the claim is likely to be denied. Plus, if the other party decides to make a claim, the policyholder may be exposed to further legal penalties and financial losses.
- Not gathering sufficient relevant info. It is extremely important to gather as much evidence as possible. Get eyewitness accounts, police reports, look for surveillance cameras nearby and ask for video records. When disputing a claim, bring medical bills and car repair receipts.
"Handling a car accident must be done with utmost care. Contact the authorities, take pictures and gather relevant info", said Russell Rabichev, Marketing Director of Internet Marketing Company.
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For more info and free car insurance quotes, please visit http://carinsuranceplan.org.
Media Contact: Russell Rabichev, Internet Marketing Company, 8183593898, email@example.com
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