Phoenix, AZ (PRWEB) April 26, 2014
Debt Consolidation USA shares money concerns married couples encounter in an article posted last April 23, 2014. The material titled “On Having Money Problems In Marriage And Still Make It Work” discusses how marriage has an impact on the finances of the new couple. And that this concern is best addressed and talked about rather than letting it pass.
Some people might come to a conclusion that getting married is a plus point in personal finance because the income automatically doubles-up.It brings in the income from two people on the table. But some fail to realize that marriage also increases the expenses and sometimes might even be bigger than their individual expenses combined. This is because of mortgage, kids, retirement, bigger emergency fund and a lot of other items most single people do not deal with.
The article shares how marriage is exciting and that the union of two people will bring in different perspectives and approaches in a lot of things - most especially personal finance. One person might have a set rule on dealing with savings and could be different from the other.These are friction points that could lead to big arguments and problems if left on their own.
Here are some points the article shared on dealing with money concerns for married people:
Arguments are to be expected - There will be disagreements on quite a few items at the beginning because of the different backgrounds the married couple are coming from. One might have a strict rule on savings and retirement while the other prefers aggressive investment tools that is quite risky. These points are to be discussed and talked over because the more people keep issues bottled up, the more it might blow up into a big argument and blaming starts.
Keep the communication lines open - One critical point the article shares is keeping the communication lines open between couple. This is important to understand where each financial issue is coming from. This is critical in resolving and moving forward stronger in marriage.
Discern the objective - Arguments come from having different points of view and trying to merge them together. In these cases, the article shares how important it is to know the common ground. This is the common objective that the couple wants to achieve. The argument could be one wants to go on a cruise and the other wants to save up the money for retirement. The common ground could be wanting to reward the marriage. It is best to keep that objective in mind and meet halfway.
The article points out that there are a lot if financial issues that married couples have to work on. There are even financial infidelity that can slowly creep up and eventually destroy the marriage. It is important to keep communicating and ensure that trust is never broken.
To read more, click on this link: http://www.debtconsolidationusa.com.