Seattle, WA (PRWEB) April 03, 2014
Today, MyRatePlan.com, a leading expert on credit cards and mobile devices, announced the credit cards with the best 0% APR deals on balance transfers. With a card that offers 0% APR, consumers do not have to pay any interest for a period of time when transferring their credit card balance from one card to another. This can help save a lot of money on interest charges, and consumers can then work on paying off their debt during this time.
MyRatePlan experts analyzed several factors in determining the top 0% APR on balance transfer credit cards, including introductory offers, balance transfer terms, rewards programs, annual fees, customer reviews, and expert opinions. According to their findings, here are the best 0% APR offers for balance transfers:
The Discover it - 18 Month Balance Transfer has 0% intro APR on balance transfers for 18 months. Plus, there is 0% intro APR on purchases for 6 months. Cardholders earn 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1 % cash back on all other purchases. There are no annual fees, overlimit fees, or foreign transaction fees, and cardholders can reach Discover’s excellent 100% U.S.-based customer service at any time. With this card, users also have access to free FICO credit scores on all monthly statements.
Like the Discover it - 18 Month Balance Transfer card, the Discover it card is an excellent card to use for 0% APR on balance transfers. This card offers a 0% intro APR on both balance transfers and purchases for 14 months. There are also no annual fees, overlimit fees, or foreign transaction fees. In addition, cardholders earn 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1 % cash back on all other purchases. Users are protected from unauthorized charges with a $0 Fraud Liability Guarantee, and members receive a free FICO credit score on all monthly statements.
The Citi Simplicity Card rounds off MyRatePlan’s list of the best 0% APR on balance transfer credit cards. With this card, users have a 0% intro APR on balance transfers and purchases for 18 months. There are no late fees, penalty rates, or annual fees ever. The Citi Simplicity Card offers fast, personal help 24 hours a day. This card is an excellent choice for consumers that want a simple card with a long 0% APR.
These are the best credit cards offering 0% intro APR deals for balance transfers. For more information regarding 0% intro APRs, access MyRatePlan’s credit card comparison tool: http://compare.myrateplan.com/credit-cards/compare/compare-0-apr-balance-transfer-credit-cards.
MyRatePlan.com is a leading comparison site that allows users to compare credit cards, mobile phones, cell phone plans, and more. MyRatePlan was founded in 1999 to help users find the best recommendations for them based on innovative and proprietary tools and customer input.