(PRWEB) February 06, 2014
Seniors who smoke can get life coverage by applying for a no medical exam life insurance plan. This type of life coverage is accessible and features a simple application process. In order to qualify for coverage, seniors will have to complete an application form and answer a few questions regarding their health.
Smoking will not have a positive impact on life insurance premiums. Smokers will be able to get life insurance, but at higher costs. Seniors who smoke can expect to get life insurance premiums three times higher than normal. Advanced age and bad habits like smoking will always make life coverage expensive. Comparing quotes can help seniors find cheaper life insurance policies.
No medical exam life insurance plans, like final expense insurance, provide life coverage for seniors over 65 years old who smoke. Final expense insurance is a permanent small value policy designed to cover financial costs. It has a graded benefit which means that it will not pay proceedings if the insured dies in the first two years since the policy’s activation. In spite of these drawbacks, final expense insurance is a convenient policy because it has a simple application process: a senior has to answer 4 simple questions!
“Seniors who smoke have to choose wisely when it comes to life insurance. Of all the available plans on the market, no exam life insurance seems the best options for them!” said Russell Rabichev, Marketing Director of Internet Marketing Company and Lifeinsurancenomedicalexams.com.
Lifeinsurancenomedicalexams.com is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://lifeinsurancenomedicalexams.com.