“No medical exam life insurance plans can help clients find affordable and fast coverage without having to visit any doctors!” said Russell Rabichev, Marketing Director of Internet Marketing Company.
(PRWEB) March 03, 2014
Not all life insurance plans have a complicated application process that requires medical examinations. Some plans, like final expense and simplified issue life insurance, do not require a medical exam. This means that seniors and people who have health problems can qualify easier and faster for life insurance coverage.
Life insurance plans that do not require medical examinations are: simplified issue and final expense. Simplified issue is a temporary policy that provides a maximum life coverage of $300,000. In order to qualify for a plan, an applicant has to complete a medical questionnaire. The agency will also verify the applicant’s medical history.
Final expense insurance is a policy designed for seniors who need coverage. Seniors can qualify up to the age of 90 years. The benefit this type of policy offers is smaller, not exceeding $50,000, but it is a type of coverage accessible for seniors. The benefit is graded, which means that if the policyholder dies too soon, the policy will not isnumeric proceedings.
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For more information, please visit http://insuranceforseniors.info/.