(PRWEB) March 03, 2014
Not all life insurance plans have a complicated application process that requires medical examinations. Some plans, like final expense and simplified issue life insurance, do not require a medical exam. This means that seniors and people who have health problems can qualify easier and faster for life insurance coverage.
Life insurance plans that do not require medical examinations are: simplified issue and final expense. Simplified issue is a temporary policy that provides a maximum life coverage of $300,000. In order to qualify for a plan, an applicant has to complete a medical questionnaire. The agency will also verify the applicant’s medical history.
Final expense insurance is a policy designed for seniors who need coverage. Seniors can qualify up to the age of 90 years. The benefit this type of policy offers is smaller, not exceeding $50,000, but it is a type of coverage accessible for seniors. The benefit is graded, which means that if the policyholder dies too soon, the policy will not isnumeric proceedings.
Insuranceforseniors.info is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://insuranceforseniors.info/.