(PRWEB) November 21, 2013
If there are mortgage loans left unpaid and the children have not left home, people close to retirement should consider purchasing a no medical exam life insurance! It is issued fast and it is simple to qualify for a plan, making it a good investment for many seniors. Life insurance premiums are influenced by the age and medical condition of an applicant. Due to their age, seniors may experience several diseases and medical conditions. A pre-existing condition can prevent someone from getting life coverage from a traditional life insurance policy. In order to qualify for a traditional policy, someone has to take various medical examinations. But these exams take time and they can even prevent seniors from getting a life insurance policy.
Life insurance without medical exams is a new product, one that is advantageous for seniors and other people who normally would not have been able to get coverage. This type of coverage is accessible and can be bought online. In order to qualify for a policy, an applicant has to complete a simple questionnaire which includes several questions. But for some policies, like final expenses, the number of questions is four.
No medical exam life insurance policies are issued in 24 hours. A typical life coverage policy takes between 30 and 60 days to issue. This is another advantage which seniors should take into account when choosing a policy. This type of life insurance is one of the fastest ways of getting coverage.
The downside of no medical exam life insurance for seniors is its price. These policies can be expensive, but by searching and comparing quotes from different agencies, seniors can cut the cost of their policy by 40%. Online Insurance Marketplace offers quote comparisons services for free.
“No medical exam life insurance looks like a policy designed for seniors: accessible, easy to qualify for and issued in less than 24 hours!” said Russell Rabichev, Marketing Director of Internet Marketing Company.
Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://onlineinsurancemarketplace.com !