Life Insurance No Physical Required Or Term Life Insurance? Online Insurance Marketplace Compares Two Important Policies

Online Insurance Marketplace (, announces new blog, “Simplified Issue Or Term Life Insurance?”

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(PRWEB) December 15, 2013

Online Insurance Marketplace has released a blog which compares simplified issue and term life insurance policies.

Life insurance no physical exam required, also called simplified issue, is often compared to term life insurance. Online Insurance Marketplace has released a blog comparing the two plans and highlighting the differences as well as the advantages each provides. Clients can find important information and various tips which will help the make a wise decision when purchasing life coverage.

Simplified issue and term life insurance have many things in common, but there is one key difference: medical examinations. Simplified issue policies do not ask for medical examinations and this makes the application process a lot easier and these plans are more accessible for most seniors and people who have a pre-existing condition. In order to qualify for simplified issue, people have to complete a medical questionnaire.

Term life insurance on the other hand, has a complicated process for applying. It involves many medical examinations. It also has harsher conditions for qualifying for a plan. It provides temporary life insurance, which can be available for one to 30 years. Term life insurance , although it has a complicated underwriting process is it is cheaper than simplified issue and it can guarantee a higher amount of life coverage.

“Choosing a life insurance policy depends a lot on the financial condition and needs of a client. Online Insurance Marketplace provides useful tips for purchasing a life insurance plan!” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit


  • Russell Rabichev
    Internet Marketing Company