(PRWEB) February 22, 2014
No medical exam life insurance is a new product and a lot of effort has gone in making people understand its importance and advantages. In a world where time becomes more and more scarce, a life insurance plan that can offer coverage fast and in a convenient way is a valuable asset.
No medical exam life insurance plans can save people a lot of time. A traditional plan require medical examinations. This means that an applicant has to visit several doctors, take a few medical tests and then take the result back to the agency and wait three weeks for their response. Life insurance without medical examinations plans only asks applicants to complete a simple application form.
These plans are also more accessible as seniors and people with pre-existing medical problems can qualify for coverage. Apart from having a simplified application and underwriting process, no exam life works in the same way as any other policy: in exchange for regular premium payments, the insured is guaranteed a benefit which will be received by the policy’s beneficiaries after the insured passes away.
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