(PRWEB) June 20, 2014
Life insurance can be purchased without taking medical examinations. This simplified the application and underwriting processes so that it is easier to qualify for a plan. This provides a high degree of convenience and accessibility which can allow clients to find proper coverage for their families.
Some insurance brokers also recommend fixed life annuities. This plan will provide regular payments after an initial accumulation phase, which takes several years. Fixed annuities can be advantageous for senior citizens as they can benefit from the distribution phase when they retire. Regular payments are made until the annuitant passes away.
The newly released blog post explains the differences between the two plans and in which situations they are advantageous. Finding proper financial coverage during retirement is essential, as funeral expenses are increasing and many families will not be able to cover the high costs.
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