(PRWEB) November 24, 2013
The risk of developing heart disorders is higher after 50 years. Old age, an unhealthy lifestyle, smoking, drinking, obesity, an unhealthy working environment and many more factors can damage your heart resulting in several problems. Heart disorders should not be treated lightly. Their development can lead to serious medical problems and heart attacks which can cause death.
Because heart disorders put someone’s life in danger, agencies will consider people with heart problems more risky to insure. Although it is possible for a senior to get life coverage, despite suffering from a heart disorder, the premiums will be much higher.
Agencies decide whether to insure someone or not, during the underwriting process in which the applicant’s health condition is examined. The underwriting process consists of several medical examinations. However, a full medical report can rely on information from the applicant’s own doctor. This information is important as to trace a clear evolution of the disease.
A history of heart attacks can prevent people from getting life coverage if the heart attack happened in the last 12 months. On the other extreme, a mild heart disorder should not prevent anyone from getting life coverage, of course, at higher premiums.
Online Insurance Marketplace can help people who have heart disorders to qualify for a life insurance plan. There are many agencies that offer no medical exam life insurance and good policies for people with pre-existing medical conditions. Finding them is a lot easier with the help of an efficient quote comparison service offered by Online Insurance Marketplace.
“Seniors who have heart problems should not be discouraged from searching for life insurance. There are many policies that offer good coverage and a simple quote comparison can find them,” said Russell Rabichev, Marketing Director of Internet Marketing Company.
Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://over50lifeinsurance.net.