(PRWEB) February 25, 2014
Seniors who are over 65 years old can now purchase life insurance without having to take medical examinations. This will help them provide financial security for vulnerable family members. Life coverage can also be used to pay for funeral costs. If a senior want to purchase life insurance, he or she has the possibility of qualifying for a final expense insurance policy.
Final expense insurance is a life insurance plan that doesn’t require a medical examination. The application process is simple: a senior will have to answer four simple medical questions. Seniors who have cancer, AIDS or have been declared terminally ill, are not eligible for coverage. Smoking will increase life insurance rates, but it will not disqualify someone from getting coverage.
Seniors can use life insurance as a way of paying for funeral expenses. They can either name the funeral house as a direct beneficiary or entrust the insurance money to a close relative who will make the necessary arrangements for the funeral. Life insurance proceedings can also help family members cover other important expenses like mortgage loans.
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