Dallas, TX (PRWEB) August 14, 2014
The article starts off from by sharing that there are about 80 million American adults who have either delayed or skipped entirely their prescription medicines and medical treatment because of price consideration. There are even 28% of adult consumers who skipped doses of prescription medicine for a chronic condition because they were just too expensive. There are also around 41% of adults already with medical debt having repayment problems.
It is not right to have to put off proper medical care and even buying medicines because they are expensive. A person should never have to compromise health for the sake of money. Everyone has the right to be treated fairly but society has kept consumers who do not have money or are buried in debt to forego this right. It also does not help that prices of prescription drugs are 35% to 55% higher in the US compared to other nations.
The article shares some tips in dealing with medical debt.One of which is that consumers must face the problem. Not dealing with it will not make it go away. It is better to understand the situation rather than letting debt accumulate because of non-payment. It is also important to pay attention to the explanation of benefits or EOB. This lets the consumer know the items covered in the health insurance.
Double checking costs that should be covered by the insurance is another way consumers can manage medical debt. It is best to understand the items that can be paid by the insurance to know how much out of pocket expenses to raise. Once the medical bill comes in, the articles also shares that consumers need to carefully check every line item to see if everything reflected on the statement was part of the treatment.
Managing medical debt does not stop at understanding the benefits and checking the billing statement for treatment received. The article points out the importance of making payments to settle or lower down the debt amount. To read the rest of the article, click on this link: http://www.debtconsolidationusa.com/medicalbills/7-tips-dealing-medical-debt.html.