ZINC Financial Offering Rates as Low as 7.49% on Buy & Hold Loans

With 2014 rental real estate conditions remaining favorable, ZINC Financial is now offering rates as low as 7.49% on its buy and hold loans. The company is encouraging both novice and experienced investors to take advantage of these ripe market conditions as the possibility of making significant ROI is ever present.

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Rehab Loan Lender

ZINC Financial

We're highly recommending to our investors that they consider buy and hold strategies, which is why we've introduced these great new rates.

Clovis, California (PRWEB) January 21, 2014

ZINC Financial has recently announced that the company will be offering loan rates as low as 7.49% for buy and hold real estate investors. ZINC Financial is a leading private money lender working with clients throughout California to maximize their ROI on house flipping and buy and hold investments. With this new loan rate offering, the company is encouraging both novice and experienced investors to take advantage of the ideal opportunities currently available within the rental real estate market.

Buy and hold investing, also known as rental real estate investing, is a type of investment in which the buyer purchases and rents out a home for several years, thereby paying off the costs of the home loan and earning supplemental income through collected rent. After renting the home for somewhere between 48 to 60 months, the investor then resells the home, ideally earning significant ROI on their original investment in addition to their supplemental rental income. Buy and hold investment is an ideal choice when the market is slow but stable and there is significant local interest in renting.

"In 2014, we're seeing a new type of housing market unlike years past that is creating a perfect situation for buy and hold opportunities," Amber Castro, Vice President of Business Development at ZINC Financial commented. "Home prices are continuing to go up, but they will likely go up at a lower rate than they did in 2013. Additionally, home ownership levels are dropping, and people who were hurt by the housing crisis are looking to rent rather than buy."

Real estate website Zillow predicts that housing prices will go up by 3% across the nation in 2014 and that it will be easier for borrowers to get a mortgage this year. However, the site also predicts that mortgage rates will reach 5% by the end of the year and that home ownership rates will fall to their lowest point in nearly two decades. This means that while the housing market will continue to improve, buyers will have less incentive and drive to buy homes of their own. Renting is becoming more socially acceptable, and young families in particular are still worried about getting burned.

In their recently released report, Emerging Trends in Real Estate Americas, the Urban Land Institute agrees that the real estate recovery will continue to gain momentum in 2014 and also notes that many buyers are failing to take advantage. According to the report, not only will home prices continued to rise this year, but rent rates will likely grow above the rate of inflation. This creates a perfect situation for buy and hold investors who profit both from rising home and rent prices.

With the newly redesigned buy and hold loan program from ZINC Financial, investors can purchase rental properties and cover their loan costs--plus earn additional monthly income--through the rent they collect. Additionally, if the housing market continues on its upward trend as expected, buy and hold investors can resell their properties within a matter of years for substantial ROI.

"There are still excellent opportunities in California for fix and flip investors," Castro added, "but for those investors who can stand to be a bit patient, buy and hold opportunities are abundant and extremely lucrative. We're highly recommending to our investors that they consider buy and hold strategies, which is why we've introduced these great new rates."

With rental real estate financing from ZINC Financial, investors can receive loans of up to 80% of the purchase price with rates as low 7.49% for up to 60 months. Learn more about ZINC Financial's newly revamped buy and hold program by visiting http://www.ZINCFinancial.net.

About ZINC Financial
ZINC Financial provides reliable rental real estate financing to qualified property investors throughout the state California. Known for offering exceptional service and some the fastest processing times available, ZINC Financial has helped countless clients achieve their property investment goals. ZINC Financial offers real estate rehab loans as well as buy and hold loans to experienced investors and house flippers. The team at ZINC provides clients with the advice and resources that they need in order to achieve maximum ROI.

Partnering with ZINC Financial gives clients the buying power to move quickly and effectively in the ever-changing housing market. With ZINC, investors can get the necessary cash to invest in multiple properties, finish jobs sooner, and achieve greater returns. To learn more about the services and rates offered by ZINC Financial, contact the company today by visiting ZINCFinancial.net or calling (559) 326-2509.


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