New Orleans, LA (PRWEB) December 12, 2013
InsuranceFishing.com, a company that specializes in helping consumers connect with local insurance agents, would like to offer some tips for anyone looking to purchase St. Louis renters insurance, Kansas City renters insurance, New Orleans renters insurance or Tulsa renters insurance.
“People are often confused when it comes time to purchase homeowners and rental insurance. Consumers want to know where they should look, how much they should buy and what type of insurance is right for them. That’s why, in addition to helping people find the right insurance, we at InsuranceFishing.com like to educate our customers. We want to make sure people find the right policy – just the right amount of coverage that fits in with their finances as well,” says Chans Weber, a representative of InsuranceFishing.com.
As always, it’s best to explore and compare your options. Consumers can get a variety of aggregated insurance quotes online, from companies like InsuranceFishing.com. When comparing insurance policies, it is important to ask:
How much insurance do you need?
In general, if someone is buying homeowners insurance, they should purchase an amount that correlates with the cost of replacing the entire home if it’s destroyed. For renters, an amount similar to the value of their personal belongings should be purchased. It is best to assume the worst when purchasing insurance and not that only a portion of a home or someone’s belongings may be lost.
Do I need to purchase landlord insurance?
Landlord insurance is only necessary for landlords who are renting their own properties and generally does not cover the belongings of tenants living in a residence. Landlord insurance can also cover any damage tenants have made to a rented property.
What if someone is hurt in my home?
Some rental and homeowners insurance policies will cover the cost of medical expenses for someone injured within your home. This varies by provider and policy, so be sure to keep this question in mind when shopping policies.
“As with any purchasing decision, we at InsuranceFishing.com urge consumers to do their research and compare what a policy covers in addition to what it costs. It is important to ensure you get coverage that best suits your needs and price range,” says Chans Weber.
For more helpful information and to get the best insurance quote comparisons, visit http://insurancefishing.com/.
InsuranceFishing.com is a one-stop website that quickly and easily connects consumers with live local insurance agents, so they can get the best possible rates and coverage on all of their car, rental and homeowners insurance needs. There is no cost to access the website and no registration is required. As part of its inaugural launch, InsuranceFishing.com is currently available to consumers with St. Louis insurance needs, Kansas City insurance needs, Orlando insurance needs, New Orleans insurance, and Tulsa insurance needs. Learn more at InsuranceFishing.com.