...mortgage notes and trust deed investments could provide passive income for a self employed retirement account and can be a good strategy to diversify an investment portfolio.
Los Angeles, CA (PRWEB) June 27, 2014
With the way real estate value is rising, borrowers are attracted to use their real estate as collateral for loans, whether for mortgage refinancing or any other purpose. This could be a good opportunity for self employed retirement account owners, particularly to those who own Solo 401k, as mortgage notes and trust deed investments could provide passive income for a self employed retirement account and can be a good strategy to diversify an investment portfolio. Prudent Consulting, a California-based investment consulting company explains the beauty of investing in notes.
- Retirement funds are not invested in home rental or flipping business, thus, knowledge in property management and experience as landlord are not required. The trouble of finding and dealing with tenants and maintaining the property could be avoided.
- Self employed retirement account receives income in the form of monthly interest payment. Unlike rental properties in which passive income can be achieved only when the property is occupied by a tenant, trust deeds and or mortgage notes provides the same passive income ability with or without an occupant involved.
- Money invested from using self employed retirement plans are secured with a deed of trust or mortgage notes recorded against the property that is used by the borrower as collateral. In the event of default, the investor has all the right to seize the borrower’s guaranteed property to pay off the debt and for the investor to recover his investments.
- Mortgage payment, property taxes, and other miscellaneous expenses like rehabilitation cost incurred from other types of real estate investments are avoided, allowing an investor to maximize the full potential of his investment.
- A good addition to the list of investments that could diversify an individual’s retirement account.
Prudent Consulting and Sense Financial offer free consultation to retirement investors on how to effectively start and manage trust deed investments. The free consultation is also open to potential borrowers who wish to use their real estate asset for loan collateral.
Sense Financial is California's leading provider of retirement accounts with "Checkbook Control": the Solo 401k and the Checkbook IRA. Over the years, they have assisted hundreds of clients obtain checkbook control over their retirement accounts while providing them with the ability to invest in virtually any investment class, including real estate, private lending, mortgage notes and much more without the need for custodian approval.
To learn more information about Solo 401(k) for self-employed real estate agents, please visit http://www.sensefinancial.com.