(PRWEB) November 25, 2013
Active smokers can still find life insurance at affordable rates, even though their policy will be more expensive. Life insurance is an important investment for anyone who has financial dependents regardless if they are a smoker or not. By comparing quotes and searching for offers, smokers have high chances of purchasing a good life insurance policy that will protect their families.
Smoking is a leading cause of many diseases like: lung cancer, pneumonia, heart problems and many others. Smoking can also shorten a person’s lifespan. Because an active smoker is in the risk of getting a terminal disease, insurance agencies consider these people a liability. Because of all these medical problems caused by smoking, agencies will sell life insurance for smokers at higher rates in order to cover potential losses.
Agencies will consider a smoker someone who has consumed any tobacco products in the last 12 months. Tobacco products include: cigarettes, cigars, pipe tobacco, chewing tobacco and even nicotine patches. People who have abstained from any tobacco products in the last 12 months can get life insurance at normal prices.
Smokers will not be able to get the best life insurance rates which are preferred plus, even if their medical condition is in an excellent shape. Many smokers get standard rates which make their policies four times more expensive!
Online Insurance Marketplace recommends smokers to compare and search for as many quotes as possible. Comparing quotes can save people a lot of money on insurance premiums.
“It is possible to get affordable life insurance rates even as a smoker! Comparing quotes and reading more about the subject can be very helpful!” said Russell Rabichev, Marketing Director of Internet Marketing Company.
Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://lifepolicy.info!