(PRWEB) December 23, 2013
Smoking can have a negative impact on life insurance premiums. Seniors looking for life coverage should expect higher prices if they smoke. Smoking causes a number of terminal diseases which makes insuring smokers more riskier for agencies. Besides smoking, seniors can also be disadvantaged because of their age and medical condition.
Seniors should keep in mind that smoking will not disqualify them from getting a life insurance plan. Even if smoking makes a life insurance policy more expensive, it cannot disqualify someone from getting coverage. Seniors can only get life insurance until the age of 65 years. After that their insurance options are limited, the only plans available for them being final expense insurance or guaranteed acceptance issue.
Seniors may want to purchase life insurance to cover funeral expenses. a typical burial ceremony can cost up to 10,000 and many families cannot afford to pay that much. Seniors can help their loved ones by purchasing a simple no medical exam life insurance and get coverage for their funeral taxes.
“Seniors who smoke will be able to get life insurance, but at higher prices. Online Insurance Marketplace can help people find life coverage at affordable rates!” said Russell Rabichev, Marketing Director of Internet Marketing Company.
Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://www.topseniorlifeinsurance.com!