SubscriberWise CEO and the Highest FICO Achiever in Worldwide Banking and Financial History Releases Statement Regarding Child ID Theft to Political Front-Runner Trump

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David Howe, founder of SubscriberWise and the only individual in history to achieve simultaneous perfect FICO and Vantage scores at Equifax, Experian, and TransUnion, comments on the subject of child identity theft for Presidential candidate Donald Trump.

SubscriberWise president David Howe

We’ve advocated for technology solutions, as well as parental and consumer education. David Hoffer, SubscriberWise VP and CFO

SubscriberWise, the nation’s largest issuing consumer reporting agency for the communications industry and a leading provider of analytics-driven subscriber risk management technology, announced today that its president, founder, and majority shareholder is seeking to inform Presidential candidate Donald Trump about an urgent national problem that continues unabated and following hundreds of child identity thefts prevented by SubscriberWise's David Howe (

“One year ago SubscriberWise initiated a campaign to strengthen protections for children who are frequently victims of identity theft,” said David Hoffer, VP and CFO for SubscriberWise. “We’ve advocated for technology solutions, as well as parental and consumer education – not punishment or retribution against perpetrators who are very often the parents of the victims and in difficult financial situations. We’ve contacted local and national politicians with overwhelming evidence of the problem and offered solutions. Now we're expanding our efforts with the goal of informing Mr. Trump that the problem continues and children are waiting for a solution."

“Today there’s an army of agents around the nation who interact with SubscriberWise technology tens of thousands of times each month,” said David Howe, founder and president of SubscriberWise. “These professionally trained customer service representatives are on the front lines representing the nation’s leading communications companies. Many of these professionals have been confronted with a suspected child identity theft. They know that weaknesses in the credit system enable victimization of children with ease and impunity. They too are frustrated and many have contacted SubscriberWise with their concerns over the years.

“I am outraged that after an entire year of aggressively advocating on behalf of minor children, there’s been no progress made on this issue,” emphasized Howe. “Children continue to suffer with hardly a concern and virtually never a voice. We must do better. Trump should lead the charge since others haven't.

“I remain convinced that technology solutions would positively impact this problem. Despite any political or policy concerns, it’s undeniable that Donald Trump knows how to leverage technology and navigate in wildly successful ways with his business and professional endeavors. And from my perspective, that’s exactly what’s needed to successfully advocate on behalf of victim children.

“Yes, if Mr. Trump becomes President of the United States of America I’ll finally have some confidence that we’ll actually solve a problem that others could not,” concluded Howe. America's innocent children have waited long enough."

About David Howe and SubscriberWise

David Howe is among the world's most productive and engaged identity fraud experts of the 21st century. Over the past two decades, Howe has directly confronted more child identity thieves than any single individual in human history. His expertise on the subject of identity theft has been shared with virtually all levels of state and federal law enforcement agencies. In 2014, Howe provided training and information concerning identity fraud to IBM's RedCell Counter Fraud and Financial Crimes Intelligence team.

Howe is also the highest achieving FICO scoring consumer in worldwide banking and financial history. Howe intends to demystify consumer credit and credit scores for individuals everywhere by sharing his story and experiences. Credit and credit scores impact many areas of one's financial life. Excellent credit offers rewards and opportunities; adverse credit limits choices and costs real money.

Hearing the facts about credit scores from the only citizen of the world - living or deceased - known to have achieved simultaneous perfect FICO 850 scores across every national repository and simultaneous perfect Vantage scores at Equifax, Experian, and TransUnion - as well as having obtained rankings in the 100th percentile across virtually every scoring model on the market – is intended to empower and encourage consumers who may be struggling with their credit and eager to get back on their feet.

Pursuing perfect credit is hardly the point and it shouldn't become an obsession; rather it is the fact that it’s possible. It requires patience and extremely careful financial maneuvers over a very long period. And because no person can control life events, set-backs are inevitable. David Howe proves it’s attainable despite his own challenges and life events during his near half-century existence on planet earth. Howe has literally invested decades with countless hours and thousands of dollars pursuing and mastering personal credit and FICO scores in particular. The effort has paid off and has not gone unnoticed.

David Howe coined the term “community-made millionaire” (while dismissing any notion of “self-made”) and uses this to describe himself and his corporate and financial successes. It may be perceived by some as arrogant, but its purpose is to motivate anyone who is reaching for their goal(s)...whatever those goal(s) may be. Howe makes it a point to admonish any person who would sell another short for pursuing their personal goals and ambitions.

"My clothes may be funny, but they're making me the money!" - Liberace

Howe was and is unsuccessful at sports and athletics; he lamented his lack of physical prowess as a boy. But thanks to his family, his friends, his co-workers, his education, his continued interest in learning, culture, and travel - as well as an uncle and scholar of American jurisprudence - who mentored and motivated him constantly...Howe reached several of his personal goals.

But the bar is set high and there will always be an agenda and an ambition for David E. Howe.

Howe is the founder, president, and majority share-holder of SubscriberWise, the nation's first and largest issuing CRA for the communications industry. Over the past decade, Howe has been consulted by every leading communications operator in the country including Sprint, Time Warner, Mediacom, Metrocast, Atlantic Broadband, Armstrong, Antietam, Comporium, Grande, Cincinnati Bell, Cable ONE, Shentel, BendBroadband, NewWave Communications, USA Communications, Packerland Broadband, GTA Telegaum, and far too many others to include here.

Howe’s passion with credit and risk management can be found everywhere in the industry today. Today SubscriberWise touches a U.S. consumer every minute of every hour of every day. In 2014, SubscriberWise was named winner in the CableFAX Tech Awards in the category of commercial software, among an incredibly competitive environment that was open to every MSO and tech vendor in North America.

Despite being a dedicated and hard worker, Howe is a vagabond and minimalist who prefers to travel from city to city - on a whim - and at his sole discretion; rarely an agenda and often no place in particular. Howe is most contented with a simple existence, an eye on health and wellness, friends and family, warm and sunny climates, and - most especially - a morning coffee and an afternoon imbibe of red wine.

Howe holds an Associate and Bachelor of Arts degree from the College of Arts and Sciences at Kent State University with an academic focus in human behavior at the macro level, political science, and public administration. He is a member of Pi Gamma Mu, the country's oldest and preeminent honor society in the social sciences and Alpha Kappa Delta, the international sociology honor society. Howe was among the first professionals in the nation to obtain the FICO Professional Certification. Howe was interviewed on the subject of perfect credit by and The Motley Fool and is the first and only citizen of the world to describe the details of perfect FICO and Vantage scores to U.S. reporters.

Howe produced and published two videos on the subject of perfect credit: FICO 850 Credit Report Facts and FICO Scores: The Facts ( ).

If David E. Howe can do it, then you can do it!

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