(PRWEB) September 16, 2013
It is indeed very true that people can still get a life insurance policy even if they have a pre-existing medical condition.
An insurance agency will do its best to minimize risks. This means that insurance agents will sell policies to people that do not have a high mortality risk. In order to calculate the mortality risk, a medical examination is generally required.
Even though a medical examination is common, there are agencies that will sell a policy without asking the insured to take any medical tests. This is called no medical exam term life insurance.
No medical exam term life insurance is not without its requirements. Besides the age limit, applicants are asked to complete an application form which contains several medical questions.
Although it is not as rigorous as a full medical examination, some illnesses like cancer or AIDS will ruin one's chances of getting insured.
A terminal illness can prevent clients from getting term life insurance. Nevertheless, there are other options like guaranteed issue. This is a type of life insurance which can be bought by anyone. There are no requirements and it is released in 24 hours.
Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://noexamlifeinsurance.us/.