Phoenix, AZ (PRWEB) April 20, 2014
The company BestDebtConsolidationLoans.org recently analyzed debt consolidation loan companies in Arizona. Its goal was to provide Arizonans with objective reviews of the options available to them for debt relief and to avoid being scammed.
The company independently reviewed the various debt consolidation loan programs available to Arizonans who are struggling with debt. It is now announcing the three debt consolidation loan companies that ranked highest based on BestDebtConsolidationLoans.org’s reviews. They are National Debt Relief, CuraDebt and American Debt Enders.
Many Arizonans are struggling with debt. There are several reasons for this, not the least of which is Arizona's unemployment rate. As of November 2013, it was 7.8% ranking it 11th in the US for unemployment. The state’s largest city, Phoenix, has an unemployment rate of 7.5%. The city of Tucson is faring better with an unemployment rate of 6.2% but Flagstaff, the state’s third largest city, was worse at 7.2%.
Arizona’s total workforce as of November of last year was 2,414,000. Given its unemployment rate of 7.8% this means there were approximately 188,292 unemployed workers at that time. Arizona residents have an average credit card debt of $5,011, which is slightly higher than the national average of $4879 per borrower. The state’s residents have an average Experian PLUS credit score of 676, which is only two points lower than the national Experian PLUS average credit score of 678. Its median household income is $ $46,709. This ranks it 30th in the U.S.
Home ownership is 66.8%. This is slightly higher than the national homeownership rate of 65%.
When you combine the state's average credit card debt of $5,011 with high unemployment and poor personal financial management, it becomes clear as to why Arizonans are having such a problem managing their debts. Big debt can be an extraordinarily serious problem and getting out of it can be very difficult. However, BestDebtConsolidationLoans.org assures consumers that there are ethical and trustworthy companies available to help them become debt-free.
The BestDebtConsolidationLoans.org’s analysts that reviewed debt consolidation loan companies in Arizona used six different criteria in ranking them. They were customer service, its fees, debt solution options, consumer satisfaction, business ethics and financial standing.
Based on these criteria, BestDebtConsolidationLoans.org ranked National Debt Relief number one – due to its high customer satisfaction and reasonable charges. It specializes in helping Arizonans who owe more than $7500 with custom-designed debt consolidation programs.
National Debt Relief has maintained an A rating with the Better Business Bureau for many years, making it a very trusted company. It charges neither an upfront or cancellation fee, which makes the company very attractive to first-time customers. In fact, National Debt Relief charges nothing until it has satisfactorily settled its customers' debts and provided them with an approved payment plan. Its customers are nearly always satisfied with the services they receive from National Debt Relief and their payment plans.
CuraDebt was ranked second by BestDebtConsolidationLoans.org. This company specializes in helping consumers that have more than $10,000 in credit card debts. It has been able to deliver good results because of its close working relationships with the credit card companies. CuraDebt offers flexible debt consolidation programs that go beyond credit card debt reduction, including help with tax debts, student loans and defaulted loans.
American Debt Enders was ranked third by BestDebtConsolidationLoans.org. It has been in business since 2007 and is known for helping consumers who have $5000 or more in debt. The company's debt experts are trained to handle almost all types of credit problems. American Debt Enders is even able to help consumers who need to improve their credit scores.
Arizona residents, who would like to learn more about these three credit consolidation loan companies, should visit http:///http://www.bestcreditconsolidationloans.org.