Best Debt Consolidation Loans
many North Carolinians were falling prey to unscrupulous debt relief companies
Charlotte, NC (PRWEB) June 18, 2014
Residents of North Carolina now know the names of the three best debt consolidation loan providers available online. This came as the result of a study done by BestDebtConsolidationLoans.org.
A spokesperson for BestDebtConsolidationLoans.org said that the company undertook this study when it learned that many North Carolinians were falling prey to unscrupulous debt relief companies. "We felt it was important to analyze the online debt relief providers to determine which ones could be trusted to deliver effective debt relief programs and at reasonable costs." What this survey revealed is that the three best online debt relief providers are National Debt Relief, CuraDebt and American Debt Enders.
BestDebtConsolidationLoans.org used six benchmarks in analyzing online debt consolidation loan companies. They were debt solution alternatives, customer satisfaction, customer service, fees, financial standing and business ethics. It put a special emphasis on business ethics as it felt that North Carolinians needed to know first and foremost that they were doing business with a company that could be trusted.
The residents of North Carolina have an average credit score is 679 and the state's average credit card debt is $6533 per borrower, which is much higher than the national average of $5235 per borrower. The median household income in North Carolina is $43,674 vs. the nation’s median household income of $51,017. In addition, the costs of necessities in the Tar Heel state such as fuel, food, utilities and housing continue to increase. When you add all of these issues together, it becomes obvious as to why many North Carolinians are being buried by debt.
North Carolina’s economic condition also differs widely. Its unemployment rate is 6.9% or 31st in the U.S. Its largest city, Raleigh, has an unemployment rate of 7.6% but the unemployment rate of its neighbor, West Raleigh, is just 6.2%. And Greensboro, the state’s third largest city has an unemployment rate of 8.3%.
The study done by BestDebtConsolidationLoans.org also determined that the best option for North Carolinians struggling with debt is National Debt Relief. The reason for this ranking was largely due to how the company does business and how it treats its customers. For one thing, National Debt Relief charges its customers nothing until they approve of the debt settlements it negotiated and agree to a payment plan. This means that unlike unscrupulous online debt relief companies, National Debt Relief charges no upfront fees. It continues to maintain an A rating with the Better Business Bureau and it's first time customers almost always report that they were "very satisfied" with National Debt Relief.
This company was also highly ranked on its customer service as it provides each of its clients with programs designed specifically to meet their needs. This is undoubtedly one of the reasons why National Debt Relief was ranked number one in debt consolidation loan providers by the website TopConsumerReviews.com. As further proof of this the company has helped more than 100,000 American individuals and families become debt free.
CuraDebt was ranked as the second-best online debt relief provider by BestDebtConsolidationLoans.org. This company focuses on helping people that have more than $10,000 in credit card debts. It is almost always able to successfully negotiate credit card debt reduction because of its close working relationships with the credit card companies. CuraDebt’s counselors are not only able to help the company's customers with their credit card debts but can also provide custom-tailored programs designed to help with student loan debts, medical debts, defaulted loans and tax debts.
BestDebtConsolidationLoans.org ranked American Debt Enders third best for debt relief. It has been in business for less than eight years but has already built a reputation for itself for being able to help individuals and families that have more than $5000 in debts. American Debt Enders is able to help with all types of credit problems beyond just credit card debts. In fact, the company says that its debt counselors are even often able to help its customers improve their credit scores.
Residence of North Carolina that would like to learn more about these three credit consolidation loan companies should go to http://www.BestDebtConsolidationLoans.org.