JonasInsuranceAdvisors.com Advocates the Purchase of No Medical Exam Life Insurance in the Face of Opposition

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In the wake of a September 3rd Science 2.0 article, entitled “Genetic Testing Results in Discrimination for Life Insurance”, Jonas Insurance Advisors advocated the purchase of no medical exam life insurance policies.

JonasInsuranceAdvisors.com announced their support of no medical exam life insurance following a September 3rd Science 2.0 article titled “Genetic Testing Results in Discrimination for Life Insurance”, discussing the advent of genetic testing in determining individuals’ eligibility for insurance coverage. The testing is argued to be a form of discrimination. Despite the use of genetic testing in some traditional life insurance policies, no medical exam life insurance circumvents these barriers, providing medical coverage for those who may find themselves victims of medical discrimination.

Science 2.0’s news staff constructed an article discussing the advent of genetic testing in determining potential clients’ eligibility for coverage. The greatest example of discrimination occurs in those who disclose a genetic predisposition for contracting cancer. The fear of such discrimination often aids in the avoidance of genetic testing, potentially damaging cancer prevention methods. Though some insurance companies consider the presence of a gene enough to constitute the rejection of a potential insurance client, a professor involved in the study rejection this notion as foolish on the part of insurance companies, as a gene alone is not enough to guarantee the contraction of cancer.

Though discriminating against potential clients using the data compiled from genetics testing is not yet a common problem, some individuals or families may run into an issue when trying to find coverage. For those families, a solution exists: no medical exam life insurance. Extensive information regarding life insurance with no medical exam required may be found in this report. No medical exam life insurance is designed to help families with a history of medical issues or a pre-existing medical condition that will not pass the medical exams conducted by traditional life insurance policies. Though not all insurance companies offer these types of policies, plenty exist to offer a variety of price points and coverage amounts.

Science 2.0 is an online source of science and technological news and opinions. Science 2.0 was developed in 2006 with the intention of offering a wide platform for scientific news and articles from a number of mediums.

Jonas Insurance Advisors encouraged the purchase of no medical exam life insurance in the face of opposition regarding medical history and present conditions. Many individuals in need of life insurance policies to replace the breadwinner’s income are stymied in their search for coverage by a past or current medical condition, or poor family medical history. For those individuals, a type of insurance was developed, allowing individuals and families with medical issues to provide for their loved ones in the event of a death.

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