Episode two answers two questions: Why has the average investor continually, not only underperformed the indexes, but their own investments? What are the components that make up The Anatomy of Investor Returns?
AUBURN HILLS, Mich., July 14, 2022 /PRNewswire-PRWeb/ -- Lou Melone, CFP®, Melone Private Wealth's Managing Member, and DBusiness magazine, DBusiness Daily News, Tech and Mobility News, Detroit 500, and Michigan Makers editor R.J. King have launched their second episode of the podcast: Unpack Your Financial Baggage. The topic is The Anatomy of Investor Returns.
Episode two answers two questions: Why has the average investor continually, not only underperformed the indexes, but their own investments? What are the components that make up The Anatomy of Investor Returns?
The Anatomy of Investor Returns explains why our worst enemy to reaching our financial goals is ourselves. This unique blueprint uses long term analysis of the stock market, economic theories, neuroscience, human history, and psychology to explain how as humans we are vulnerable to sabotaging even the most carefully laid out financial plans.
Lou Melone, CFP® started to build his model of The Anatomy of Investor Returns years ago and researched the ideas and concepts thoroughly over time.
"This model provides the client with a simplistic understanding of why they shoot themselves in the foot. It explains a process of combining the data and human nature. For example, it's the rational brain versus the intuitive brain. By understanding the history of rational versus intuitive behavior, you can become aware of your shortcomings," stated Lou Melone, CFP®.
The Components of The Anatomy of Investor Returns are:
- Stimulus: The virus that affects your rational thinking.
- Investor Behavior: How the stimulus affects your behavior - Five behaviors with which investors may struggle.
- Volatility: Volatility vs Risk. What volatility is, what it isn't, and the anxiety people sometimes feel when they hear the word volatility.
- Retention Rate: How volatility affects retention rates.
- Asset Class: How retention rate affects asset class. A look at the performance of asset classes over time that often surprises many people.
Lou and R.J. also cover topics related to investing: What is the VIX otherwise known as the fear index.-
"Lou makes a very compelling case for sticking to your financial plan," says King. "With so much news available instantly, investors can sometimes react emotionally. Lou explains how people can overcome their anxieties and avoid making a bad, or rash, decision."
Episode three will launch soon and is a discussion about what an advisor does, what to look for when you're ready to hire a financial professional, a review of titles in the industry and what everyone wants to know: how do they get paid for their services?
https://www.meloneprivatewealth.com/unpack-your-financial-baggage-the-podcast
https://www.meloneprivatewealth.com/
About Melone Private Wealth
Clients trust Melone Private Wealth's financial planners because they provide peace of mind while protecting and growing their wealth.
Financial planners at Melone Private Wealth provide comprehensive financial planning strategies for higher net-worth families to help protect, preserve, and grow their current levels of wealth and plan for retirement.
The team at Melone Private Wealth is focused on helping answer two critical questions, which most investors desire: Do you know exactly how much money it is going to take for you to retire? Do you know how much money it is going to take to remain comfortably retired?
About RJ King
R.J. King is editor of DBusiness magazine, DBusiness Daily News, Tech and Mobility News, and Detroit 500, all of which cover companies in metro Detroit and Michigan that are expanding locally, nationally, and internationally. He is the author of five books — "Detroit: Engine of America," a gold medal recipient of the Midwest Book Awards, "8 Track: The First Mobile App," "Passport to the Corner Office: The Starter's Guide to Corporate Life," "Grounds For Freedom: Saving Chernobyl," and "Mystical."
About the Podcast
Lou Melone CFP® and RJ King have created the podcast Unpack Your Financial Baggage. The podcast's focus is: At retirement, your whole financial life essentially collapses down to one two-fold question: Will your money outlive you or will you outlive your money?
Media Contact
Vito Curcuru, Consult Vito, 586-215-4270, [email protected]
SOURCE Unpack Your Financial Baggage
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